Category
Best Financial Services Franchises (2026)
45 brands analyzed. Average investment: $77K. Average revenue: $266K.
How to evaluate financial services franchises
- Weigh investment against disclosed revenue — high revenue can require high capital.
- Read the SBA charge-off rate as one risk signal, not the whole picture.
- Verify figures against each brand's FDD (Item 7 costs, Item 19 revenue) — gross sales are not profit.
- Shortlist a few, then talk to current and former owners before you commit.
- Brands
- 45
- Avg investment
- $77K - $181K
- Avg revenue
- $266K
- Median $272K · 8 of 45 disclose Item 19 · 3 excluded as company-owned only
- Avg SBA charge-off rate
- 12.1%
- 14 brands with ≥10 loans
- Avg franchise fee
- $39K
- Avg 3-yr growth
- 233.3%
- System CAGR · median 330.0% · 3 brands
- Avg fee load
- 16.9%
- Royalty + ad fund
- Avg turnover
- 8.4%
- Franchisee churn
- A-rated
- 9
Investment vs. franchise fee
ABCDF
Top Financial Services franchises
View Freeway Insurance details
AStrongest tierStrongest tier
Freeway Insurance
38 contacts
Investment
$35K – $84K
Item 19 (Reported)
$372K
Units
696+147%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '26
View Paramount Tax & Accounting details
AStrongest tierStrongest tier
Paramount Tax & Accounting
57 contacts
Investment
$74K – $166K
Item 19 (Reported)
$498K
Units
92+77%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View Fiesta details
AStrongest tierStrongest tier
Fiesta
Investment
$72K – $157K
Item 19 (Reported)
$322K
Units
248+15%
SBA 7(a) charge-off
N/A
Financial Services
Report data issue4+ yrsFDD '22
View Ameriprise Financial Services, LLC Independent Advisor Business details
AStrongest tierStrongest tier
Ameriprise Financial Services, LLC Independent Advisor Business
2439 contacts
Investment
$10K – $138K
Item 19 (Reported)
N/A
Units
5,462-7%
SBA 7(a) charge-off
0.3%(n=473)
Financial Services
Report data issueFDD '26
View Estrella Insurance details
AStrongest tierStrongest tier
Estrella Insurance
204 contacts
Investment
$150K – $284K
Item 19 (Reported)
N/A
Units
214+7%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View Charles Schwab details
AStrongest tierStrongest tier
Charles Schwab
7 contacts
Investment
$104K – $222K
Item 19 (Reported)
N/A
Units
382+3%
SBA 7(a) charge-off
Limited data
Financial Services
Report data issueFDD '26
View Liberty Tax Service details
AStrongest tierStrongest tier
Liberty Tax Service
186 contacts
Investment
$50K – $71K
Item 19 (Reported)
$165K
Units
1,663
SBA 7(a) charge-off
11.7%(n=264)
Financial Services
Report data issueFDD '26
View Lendio details
AStrongest tierStrongest tier
Lendio
27 contacts
Investment
$46K – $117K
Item 19 (Reported)
N/A
Units
121+116%
SBA 7(a) charge-off
N/A
Financial Services
Report data issue4+ yrsFDD '22
View Padgett Business Services details
AStrongest tierStrongest tier
Padgett Business Services
65 contacts
Investment
$117K – $117K
Item 19 (Reported)
N/A
Units
167-4%
SBA 7(a) charge-off
8.7%(n=65)
Financial Services
Report data issueFDD '25
View Ani details
BAbove averageAbove average
Ani
5 contacts
Investment
$59K – $145K
Item 19 (Reported)
N/A
Units
15+40%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '23
View Legacy Claims Services details
BAbove averageAbove average
Legacy Claims Services
11 contacts
Investment
$68K – $138K
Item 19 (Reported)
N/A
Units
42+41%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View Payroll Vault details
BAbove averageAbove average
Payroll Vault
10 contacts
Investment
$77K – $112K
Item 19 (Reported)
$282K
Units
61+6%
SBA 7(a) charge-off
~20.0%(n=13)
Financial Services
Report data issueFDD '25
View Keystone Insurers Group details
BAbove averageAbove average
Keystone Insurers Group
18 contacts
Investment
$27K – $99K
Item 19 (Reported)
N/A
Units
302-4%
SBA 7(a) charge-off
Limited data
Financial Services
Report data issueFDD '25
View Loyalty Business Services details
BAbove averageAbove average
Loyalty Business Services
4 contacts
Investment
$48K – $90K
Item 19 (Reported)
$294K
Per office, not per outlet2 outletsUnits
16+300%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '26
View Family Financial Centers details
BAbove averageAbove average
Family Financial Centers
51 contacts
Investment
$224K – $309K
Item 19 (Reported)
$262K
Units
52-9%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View Dope CFO details
BAbove averageAbove average
Dope CFO
2 contacts
Investment
$73K – $103K
Item 19 (Reported)
N/A
Units
14+117%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View Jackson Hewitt Tax Service details
BAbove averageAbove average
Jackson Hewitt Tax Service
1974 contacts
Investment
$96K – $128K
Item 19 (Reported)
$115K
Units
5,287-16%
SBA 7(a) charge-off
4.9%(n=164)
Financial Services
Report data issueFDD '23
View Brightway Insurance details
BAbove averageAbove average
Brightway Insurance
427 contacts
Investment
$23K – $137K
Item 19 (Reported)
N/A
Units
341+19%
SBA 7(a) charge-off
~18.2%(n=11)
Financial Services
Report data issueFDD '26
View Atax details
BAbove averageAbove average
Atax
123 contacts
Investment
$59K – $89K
Item 19 (Reported)
$111K
Units
117
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '25
View DCAP Insurance / The Tax Zone details
BAbove averageAbove average
DCAP Insurance / The Tax Zone
17 contacts
Investment
$62K – $110K
Item 19 (Reported)
N/A
Units
37-6%
SBA 7(a) charge-off
N/A
Financial Services
Report data issueFDD '23
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