FranchiseVerdict

SBA 504 certified development company

Meramec Regional Development Corporation

CRITICAL risk
Total loans
13
Loan volume
$8.2M
Avg loan size
$628K
Default rate
60.0%
vs 13.3% national avg

Defaults

6

Franchises funded

9

Risk rating

CRITICAL

Top franchise exposures

FranchiseLoansVolumeDefault %
Kentucky Fried Chicken3$1.3M100.0%
Holiday Inn Express2$1.6M0.0%
Taco Bell2$1.1M100.0%
Red Roof Inn1$1.1M100.0%
Baymont by Wyndham aka Baymont1$1.3M
Culver's Frozen Custard1$863K
Do It Best Hardware1$204K0.0%
Days Inn1$618K100.0%
Servpro1$147K0.0%

Lending volume by year

1
'94
1
'03
2
'07
2
'08
1
'10
3
'11
2
'12
1
'19

Geographic coverage

Missouri
1360.0%

Portfolio summary

Total funded$8.2M
Defaults6 of 13
Risk tierCRITICAL

Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).