NB
SBA 504 certified development company
Northwest Business Development Association
- Total loans
- 154
- Loan volume
- $205.2M
- Avg loan size
- $1.3M
- Charge-off rate
- 5.0%
- vs 13.3% national avg
Defaults
5
Franchises funded
100
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Best Western Inn | 6 | $7.6M | 0.0% (low risk) |
| Holiday Inn Express | 4 | $5.5M | 0.0% (low risk) |
| Choice Hotels International In | 4 | $6.4M | 25.0% (very high risk) |
| Comfort Inn | 4 | $5.6M | 0.0% (low risk) |
| NAPA Auto Parts | 4 | $1.3M | 0.0% (low risk) |
| Quality Inn | 3 | $4.0M | 0.0% (low risk) |
| Arby's | 3 | $1.2M | 0.0% (low risk) |
| Papa Murphy's Take & Bake Pizz | 3 | $849K | 0.0% (low risk) |
| Chevron (gas Station) | 3 | $1.5M | 0.0% (low risk) |
| Red Lion Inn & Suites | 3 | $5.8M | 0.0% (low risk) |
| Subway Sandwich Shop | 3 | $541K | 0.0% (low risk) |
| Temporary Franchises | 3 | $1.9M | 0.0% (low risk) |
| Servpro | 3 | $2.3M | 33.3% (very high risk) |
| Best Western - Membership Agre | 3 | $9.6M | 0.0% (low risk) |
| Ace Hardware | 3 | $2.6M | N/A |
| La Quinta Inn | 3 | $7.0M | 0.0% (low risk) |
| Ameriprise Financial Services | 2 | $833K | 0.0% (low risk) |
| Dairy Queen | 2 | $1.1M | 0.0% (low risk) |
| Super 8 Motel | 2 | $3.5M | 0.0% (low risk) |
| Burger King | 2 | $537K | 0.0% (low risk) |
Lending volume by year
2'92
1
3
5
1
1'99
1
2
3
3
8'05
11
8
8
2
8'10
7
8
5
7
3'15
5
6
5
5
6'20
10
13
4
2
1'25
Geographic coverage
Washington
1275.8% (moderate risk)
Oregon
160.0% (low risk)
Idaho
100.0% (low risk)
Arizona
10.0% (low risk)
Portfolio summary
Total funded$205.2M
Defaults5 of 154
Risk tierEXCELLENT
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).