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SBA 7(a) franchise lending
Wisconsin
WI
- Total loans
- 2,773
- Loan volume
- $1.3B
- Default rate
- 12.5%
- Jobs created
- 39,544
Defaults
265
Avg interest
6.55%
Job velocity
3.1
per $100K loaned
Franchises active
931
Highest default rates in Wisconsin
| Franchise | Loans | State % | National % |
|---|---|---|---|
| Taco John's | 8 | 75.0% | 22.2% |
| Dickey's Barbecue Pit | 7 | 42.9% | 27.8% |
| Blimpie | 5 | 40.0% | 30.6% |
| Pizza Pit | 5 | 40.0% | 37.5% |
| Big Apple Bagels | 5 | 40.0% | 34.6% |
| Fox's Pizza Den | 5 | 40.0% | 25.2% |
| Play It Again Sports (retail S | 8 | 37.5% | 16.2% |
| True Value Hardware | 6 | 33.3% | 16.1% |
| Cold Stone Creamery, Inc. | 15 | 33.3% | 33.9% |
| Subway | 9 | 33.3% | 11.6% |
Lowest default rates in Wisconsin
| Franchise | Loans | Default % |
|---|---|---|
| A & W Restaurant | 7 | 0.0% |
| Culver's Frozen Custard | 48 | 0.0% |
| Breadsmith | 8 | 0.0% |
| Best Western Inn | 8 | 0.0% |
| Sylvan Learning Center | 6 | 0.0% |
| Century 21 | 6 | 0.0% |
| Hardware Hank | 19 | 0.0% |
| MAACO Auto Painting Center | 5 | 0.0% |
| Tires Plus | 5 | 0.0% |
| Woodcraft Franchise Corporatio | 5 | 0.0% |
Industry performance (NAICS)
| Industry (NAICS) | Loans | Volume | Default % | Risk |
|---|---|---|---|---|
| Limited-Service Restaurants722211 | 320 | $82.3M | 14.1% | |
| Limited-Service Restaurants722513 | 261 | $113.3M | 11.8% | |
| Fitness & Recreational Sports713940 | 166 | $57.0M | 14.7% | |
| Full-Service Restaurants722110 | 148 | $42.0M | 18.9% | |
| Hotels & Motels721110 | 148 | $288.7M | 4.9% | |
| Gasoline Stations with Convenience Stores447110 | 93 | $101.2M | 7.3% | |
| Hardware Stores444130 | 59 | $21.1M | 16.7% | |
| Full-Service Restaurants722511 | 55 | $35.1M | 20.6% | |
| Beauty Salons812112 | 54 | $11.2M | 18.4% | |
| Janitorial Services561720 | 44 | $9.2M | 9.1% |
Franchise lending volume by year
13'92
24
30
41
25
29'97
40
50
56
48
71'02
86
94
105
64
77'07
83
71
83
82
75'12
113
143
138
112
85'17
117
114
97
170
103'22
105
88
116
25'26
Wisconsin default rate by loan vintage
BrandNational avg
Shaded area: recent vintages with few resolved loans; rates may change as loans mature.
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Job velocity = jobs created per $100K loaned.