BF
SBA 504 certified development company
Business Finance Group, Inc.
- Total loans
- 270
- Loan volume
- $283.6M
- Avg loan size
- $1.1M
- Charge-off rate
- 15.2%
- vs 13.3% national avg
Defaults
26
Franchises funded
171
Risk rating
ELEVATED
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Temporary Franchises | 12 | $7.4M | 0.0% (low risk) |
| Holiday Inn Express | 7 | $7.7M | 0.0% (low risk) |
| Days Inn | 7 | $6.9M | 14.3% (elevated risk) |
| Primrose Schools | 7 | $16.9M | 0.0% (low risk) |
| Choice Hotels International In | 6 | $9.7M | 40.0% (very high risk) |
| Super 8 Motel | 6 | $4.3M | 0.0% (low risk) |
| Servpro | 5 | $3.8M | 25.0% (very high risk) |
| Kiddie Academy | 5 | $10.3M | N/A |
| Goddard Early Learning Center | 4 | $3.4M | 0.0% (low risk) |
| Arby's | 4 | $1.3M | 66.7% (very high risk) |
| MAACO Auto Painting Center | 3 | $733K | 0.0% (low risk) |
| Dairy Queen | 3 | $1.2M | 0.0% (low risk) |
| Sleep Inn Motel | 3 | $4.2M | 0.0% (low risk) |
| Econo Lodge Motel | 3 | $2.1M | 33.3% (very high risk) |
| Holiday Inn | 3 | $8.1M | 100.0% (very high risk) |
| Comfort Inn | 3 | $2.5M | 33.3% (very high risk) |
| State Farm Insurance | 3 | $895K | 0.0% (low risk) |
| Servicemaster | 3 | $2.4M | 0.0% (low risk) |
| Sonic | 3 | $1.7M | 0.0% (low risk) |
| Fairfield by Marriott/Fairfiel | 3 | $7.6M | N/A |
Lending volume by year
1'92
2
2
7
2
5'97
5
10
8
8
7'02
8
9
19
10
7'07
9
16
13
14
14'12
9
3
7
6
4'17
7
6
12
8
7'22
5
8
11
1'26
Geographic coverage
Virginia
16416.2% (high risk)
Maryland
9610.6% (elevated risk)
Washington DC
433.3% (very high risk)
Delaware
3100.0% (very high risk)
West Virginia
30.0% (low risk)
Portfolio summary
Total funded$283.6M
Defaults26 of 270
Risk tierELEVATED
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).