PB
SBA 504 certified development company
Pivotal Business Partners
- Total loans
- 16
- Loan volume
- $11.8M
- Avg loan size
- $735K
- Charge-off rate
- 0.0%
- vs 13.3% national avg
Defaults
0
Franchises funded
12
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Pizza Ranch | 4 | $2.2M | 0.0% (low risk) |
| Econo Lodge Motel | 2 | $1.8M | 0.0% (low risk) |
| Best Western Inn | 1 | $1.0M | 0.0% (low risk) |
| Service Team Of Professionals | 1 | $316K | 0.0% (low risk) |
| Business Cards Tomorrow | 1 | $394K | 0.0% (low risk) |
| Temporary Franchises | 1 | $410K | N/A |
| Muzak | 1 | $107K | N/A |
| K-9 Resorts Daycare & Luxury H | 1 | $804K | N/A |
| MAACO Auto Painting & Bodywork | 1 | $271K | 0.0% (low risk) |
| Tru by Hilton | 1 | $3.6M | N/A |
| Panchero's | 1 | $450K | N/A |
| Choice Hotels International In | 1 | $452K | 0.0% (low risk) |
Lending volume by year
1'06
3'07
2'08
1'09
1'10
2'12
1'13
1'16
1'18
1'21
1'22
1'24
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).