PA
SBA 504 certified development company
Panhandle Area Council, Inc.
- Total loans
- 13
- Loan volume
- $14.1M
- Avg loan size
- $1.1M
- Charge-off rate
- 12.5%
- vs 13.3% national avg
Defaults
1
Franchises funded
13
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Super 8 Motel | 1 | $826K | 0.0% (low risk) |
| Honda (dealers) | 1 | $1.7M | 0.0% (low risk) |
| Ace Hardware | 1 | $556K | N/A |
| Bee Hive Homes Of America | 1 | $373K | 0.0% (low risk) |
| Wendy's | 1 | $199K | 0.0% (low risk) |
| Arby's | 1 | $378K | 100.0% (very high risk) |
| Dairy Queen | 1 | $270K | 0.0% (low risk) |
| Anheuser-Busch | 1 | $1.8M | 0.0% (low risk) |
| Kitchen Tune Up | 1 | $143K | 0.0% (low risk) |
| La Quinta by Wyndham a.k.a. La | 1 | $2.9M | N/A |
| Ace Hardware | 1 | $722K | N/A |
| Blaze Pizza | 1 | $2.3M | N/A |
| Jackson Food Stores, Inc. (Exx | 1 | $2.0M | N/A |
Lending volume by year
1'92
1'94
1'95
1'04
2'05
1'08
1'09
1'15
1'19
3'23
Geographic coverage
Idaho
1116.7% (high risk)
Washington
20.0% (low risk)
Portfolio summary
Total funded$14.1M
Defaults1 of 13
Risk tierAVERAGE
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).