RD
SBA 504 certified development company
Regional Development Company
- Total loans
- 73
- Loan volume
- $57.0M
- Avg loan size
- $781K
- Charge-off rate
- 11.8%
- vs 13.3% national avg
Defaults
4
Franchises funded
54
Risk rating
AVERAGE
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Culver's | 5 | $3.1M | 0.0% (low risk) |
| Dairy Queen | 4 | $1.5M | 0.0% (low risk) |
| Dairy Queen Operating Agreemen | 4 | $2.1M | N/A |
| Servpro | 3 | $336K | 0.0% (low risk) |
| DQ Grill & Chill Operating Agr | 3 | $2.1M | N/A |
| Dairy Queen Grill & Chill/Texa | 3 | $1.9M | N/A |
| Comfort Inn | 2 | $3.5M | 0.0% (low risk) |
| Carstar Automotive | 2 | $584K | 0.0% (low risk) |
| Anytime Fitness | 2 | $1.2M | N/A |
| Gold's Gym | 1 | $440K | 0.0% (low risk) |
| Ameriprise Financial Services | 1 | $268K | 0.0% (low risk) |
| Ramada Inn | 1 | $594K | 100.0% (very high risk) |
| Super 8 Motel | 1 | $523K | 100.0% (very high risk) |
| Sylvan Learning Center | 1 | $381K | 0.0% (low risk) |
| Century 21 | 1 | $259K | 0.0% (low risk) |
| Car-X Auto Service | 1 | $527K | 0.0% (low risk) |
| Schoop's Hamburgers | 1 | $199K | 0.0% (low risk) |
| Country Inn | 1 | $1.2M | 0.0% (low risk) |
| Curves For Women | 1 | $224K | 100.0% (very high risk) |
| Noble Roman Pizza | 1 | $767K | 100.0% (very high risk) |
Lending volume by year
1'97
1
1
1
1
1'05
4
5
4
3
1'11
2
2
5
3
8'16
4
2
7
7
2'21
5
3'25
Source: SBA 504 FOIA loan-level data, aggregated by FranchiseVerdict
Charge-off rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), High Risk (>20%).