TFW Advisors
Formerly known as Training For Warriors
Bottom line
- Total investment $70K – $280K including a $35K franchise fee, 10.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 60/100.
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one TFW Advisors unit return on the cash you put in?
Unlevered ROIC · per unit
32%
In Yale's "attractive" band (30–60%)
Overview
About
TFW Advisors franchisees operate as independent financial/business advisors or consultants, likely providing guidance to small business owners or individuals. Day-to-day activities typically include client meetings, business plan development, advisory services delivery, and business development. The protected territory model suggests geographic exclusivity for client acquisition and service delivery.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 14 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
TFW Advisors is a nascent, under-disclosed franchise with extreme lack of financial transparency, minimal unit count, and unclear path to profitability for franchisees.
Score breakdown · what drove the 60 / 100 rating
- 01MEDNo average revenue or net income disclosed (Item 19 missing) — impossible to validate ROI claims or unit economics
- 02MEDOnly 9 units system-wide represents extremely small franchise network with limited proven scalability
- 03MINOR50% YoY growth rate is unsustainable and suggests very recent launch or aggressive recruiting to mask slow adoption
- 04MINORHigh royalty rate (10%) combined with $35,000 upfront fee creates significant fixed cost burden before profitability is demonstrated
- 05MINORWide investment range ($70K–$279.5K) indicates highly variable startup costs with unclear cost drivers and potential hidden expenses
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
15 numbers
One-time purchase · CSV download · Validation questions included
FDD download
TFW Advisors · FDD (2025) PDF