Legacy Claims Services
Bottom line
- Total investment $68K – $138K including a $50K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 59/100.
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one LEGACY CLAIMS SERVICES unit return on the cash you put in?
Unlevered ROIC · per unit
89%
Above typical band (30–60%)
Overview
About
Legacy Claims Services franchisees operate as claims processing and recovery specialists, handling property damage claims, insurance disputes, and settlement negotiations on behalf of clients. Day-to-day activities include case intake, documentation review, client communication, regulatory compliance, and claims settlement negotiations with insurers and third parties.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 6 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Legacy Claims Services presents a CAUTION-level risk profile due to absent financial disclosure, unprotected territory, aggressive royalty structure, and rapid growth without demonstrated unit-level profitability.
Score breakdown · what drove the 59 / 100 rating
- 01MEDFinancial performance metrics (avg revenue and net income) not disclosed in FDD Item 19 — unable to validate ROI claims
- 02MINORUnprotected territory creates direct competition risk; with 42 units and 41.4% YoY growth, market saturation is a genuine concern
- 03MINORHigh royalty structure (15% of gross revenue OR $0-$3,000 minimum) is aggressive and unprofitable during startup phase
- 04MINORFranchise fee ($49,900) represents 73-74% of total investment floor, leaving minimal working capital for franchisees
- 05MEDRapid unit growth (41.4% YoY) without disclosed financial performance suggests possible recruitment-driven model rather than organic profitability
- 06MINORSmall system size (42 units) limits brand recognition and marketing leverage compared to established competitors
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
11 numbers
One-time purchase · CSV download · Validation questions included
FDD download
LEGACY CLAIMS SERVICES · FDD (2025) PDF