Bottom line
- Total investment $125K – $160K including a $50K franchise fee, 20.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 65/100.
- Emerging franchise — only 2 years of franchising with 10 units. Early-stage systems carry higher risk but may offer better territory availability.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Ask An Adjuster unit return on the cash you put in?
Unlevered ROIC · per unit
4%
Below typical band (30–60%)
Overview
About
Ask An Adjuster franchisees operate as independent insurance adjusters, inspecting property damage claims and preparing detailed assessment reports for insurance companies and claimants. Revenue derives from per-claim fees or hourly adjusting work, with franchisees managing client relationships, licensing compliance, and local marketing to build claim volume.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Extreme caution warranted: undisclosed financials, microscopic unit count, high royalties, franchisor going concern status, and minimal transparency create substantial investment risk.
Score breakdown · what drove the 65 / 100 rating
- 01MINORNo financial performance disclosure (Item 19) — cannot validate $124.7-$159.5K investment ROI claims
- 02MINOROnly 10 units systemwide with unknown growth trajectory — extremely small and potentially stagnant network
- 03MINOR20% royalty on gross revenue is at the high end of insurance adjustment industry (typical: 10-15%)
- 04HIGHGoing Concern designation indicates financial instability or operational uncertainty at franchisor level
- 05MINOR7-year term is longer than industry standard (5 years typical) with higher commitment risk
- 06HIGHNo litigation disclosure provided — incomplete transparency on disputes
- 07MINORFranchise fee ($50K) represents 40% of minimum investment — disproportionately high upfront cost
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
12 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Ask An Adjuster · FDD (2025) PDF