FranchiseVerdict
Floor Coverings International logo
FV-05038SBA data onlyData Quality·SBA Only

Floor Coverings International

Home Services
D64/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
149
Loan volume
$26.6M
Default rate
23.3%
vs <3% typical
Avg loan
$178K
Lenders
35

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
149
Loan volume
$26.6M
Median loan
$150K
50th percentile
Default rate
23.3%
vs <3% typical · system-wide
Repayment rate (PIF)
76.7%
5-yr default
12.5%
Loans approved 2021+
Active lenders
35
Defaults
10

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Floor Coverings International default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%'18'19'20'21'23
Lending insight

A 23.3% default rate means roughly 1 in 4 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

64
Risk · 0-100
C45Risk score 64
Low confidence±12 pts
5276