Calculator
Franchise Cost Calculator
Enter your franchise's numbers to model monthly costs and a break-even timeline. Pick a brand and its FDD figures fill in what a filing discloses.
Your inputs
No Item 7 range on file. Enter your own
Your equity. SBA 7(a) borrowers typically put in 10–30%
Your financing. SBA 7(a) equipment/working-capital terms run 7–10 years
Your rate, from a lender quote — not a figure we hold for any brand
Monthly operations
Item 19 not disclosed. Enter your own revenue assumption
Item 6 not on file for this brand. Enter the rate from the FDD
Item 6 not on file for this brand. Enter the rate from the FDD
COGS + labour + rent + utilities. No FDD discloses this for any brand — get it from franchisee validation calls
Estimated monthly breakdown
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Not modelled yet
An FDD discloses gross sales, not profit. We hold no sourced figure for monthly revenue, royalty rate, ad fund rate, operating costs, total investment, down payment, loan term and interest rate, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
Your model, not our estimate of your returns. An FDD discloses gross sales, which is not profit — the operating costs and financing that turn one into the other are yours.
Figures marked FDD come from the brand's filing; every other input is one you supply, and the output is your own model rather than our estimate of your returns. An FDD discloses gross sales, which is not profit. Actual costs vary by location, financing terms, and operating performance. Not financial advice. Consult a franchise attorney and accountant before investing.