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Franchise Cost Calculator

Enter your franchise's numbers to estimate monthly costs and break-even timeline.

Your inputs

Total investment$300,000

Down payment20 %

$60,000 cash needed

Loan term10 years

SBA 7(a) typical: 10 years

Interest rate7.5 %

SBA prime + 2.75% typical

Monthly operations

Monthly revenue$80,000

Royalty rate6 %

Ad fund rate2 %

Operating costs65 % of rev

COGS + labor + rent + utilities

Estimated monthly breakdown

Monthly revenue$80,000

Operating costs-$52,000

Royalty-$4,800

Ad fund-$1,600

Loan payment-$2,849

Monthly take-home$18,751

Annual take-home

$225,014

Break-even

16 mo

~1.3 years

Where each dollar of revenue goes

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This calculator provides rough estimates based on publicly disclosed FDD data. Actual costs vary by location, financing terms, and operating performance. Not financial advice. Consult a franchise attorney and accountant before investing.