Bottom line
- Total investment $232K – $520K including a $35K franchise fee, 4.0% ongoing royalty.
- Average unit revenue of $1.1M/year (median $974K).
- Rated STRONG with a risk score of 37/100. SBA loan default rate of 0.0% across 139 loans (below the industry average).
- 20 litigation matters disclosed in Item 3 — higher than typical. Review the summary for patterns (franchisor-initiated vs. franchisee-initiated).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Jiffy Lube unit return on the cash you put in?
Unlevered ROIC · per unit
45%
In Yale's "attractive" band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Jiffy Lube units return on equity?
Equity IRR · 5-yr
42.7%
5.92× MOIC
Year-1 DSCR
2.03×
EBITDA ÷ debt service
Equity required
$3.0M
on $11.4M purchase
Total debt
$8.4M
SBA $5.0M + senior + seller note
Overview
About
Jiffy Lube franchisees operate quick-lube service centers providing oil changes, fluid top-ups, filter replacements, and preventative maintenance services. Day-to-day operations include managing technician teams, handling customer transactions, scheduling appointments, maintaining inventory, and ensuring compliance with service protocols and local regulations.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 4 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Jiffy Lube presents moderate-to-cautionary risk due to missing financial transparency (no Item 19), active litigation including consumer fraud claims, slowing unit growth, and documented franchisee disputes over renewal and supply terms that directly impact long-term viability.
Score breakdown · what drove the 37 / 100 rating
- 01MINORNo Item 19 (Average Unit Volume) disclosure despite 2,083 units — inability to validate $1.08M average revenue claim independently
- 02HIGHLitigation involving consumer fraud allegations and multiple franchisee arbitration cases regarding renewal terms and supply agreements signal systemic disputes
- 03MINORSlowing unit growth at 2.6% YoY in a mature 2,083-unit system suggests market saturation and potential franchisee struggles
- 04MEDHigh initial investment range ($232K-$520K) paired with undisclosed net income creates inability to project actual owner earnings
- 05MINORMultiple arbitration cases with franchisees specifically over renewal terms (20-year franchise) indicate contentious franchisor-franchisee relationships
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
100 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Jiffy Lube · FDD (2026) PDF