Jiffy LubeFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Jiffy Lube franchise requires a total initial investment of $232K – $520K, including a $35K franchise fee and an ongoing 4.0% royalty[2]. Per the 2026 FDD, average unit revenue was $1.1M[2]. SBA 7(a) loans show a 6.3% charge-off rate across 98 loans[1]. Verdict grade: A. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2026 FDD issuance
Overview
- Investment
- $232K – $520K
- 25th pct Automotive
- Avg gross sales
- $1.1M
- 13th pct Automotive
- Royalty
- 4.0%
- 4th pct Automotive
- Units
- 2,083
- 41st pct Automotive
- SBA default
- 6.3%
- system-wide median varies by category
Quick verdict · Automotive · color = vs category peers
Green = >15% above Automotive avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Franchising since 1979. Systems this mature have refined operations and brand recognition.
20 legal cases disclosed in the FDD. Read Item 3 before signing.
Large franchise systems benefit from brand recognition, supply chain leverage, and proven operations.
Bottom line
- Total investment $232K – $520K including a $35K franchise fee, 4.0% ongoing royalty.
- Average unit revenue of $1.1M/year (median $974K).
- Verdict A (Top Quintile) with a risk score of 19/100. SBA loan charge-off rate of 6.3% across 98 loans (near or below the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- 20 litigation matters disclosed in Item 3, higher than typical. Review the summary for patterns (franchisor-initiated vs. franchisee-initiated).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Jiffy Lube International, Inc.
- Parent company
- Pennzoil-Quaker State Company d/b/a SOPUS Products
- Incorporated in
- DE
- HQ
- 150 N. Dairy Ashford, Houston, Texas 77079
- Auditor
- Ernst & Young LLP
- Audited financials
- Franchisor revenue
- $62K
- vs $58K prior year
Affiliated brands
- of Monomoy Capital Partners
- Equilon Enterprises
- Shell Canada Products
- Texas Petroleum Group
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Jiffy Lube franchisees operate quick-lube service centers providing oil changes, fluid top-ups, filter replacements, and preventative maintenance services. Day-to-day operations include managing technician teams, handling customer transactions, scheduling appointments, maintaining inventory, and ensuring compliance with service protocols and local regulations.
- CEO
- Mauricio Quezada
- Headquarters
- TX
- Founded
- 1979
- FDD year
- 2026
- States available
- 49
FDD Item 7 · 2026 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $35K | $35K |
| Working capital (3–6 mo) | $45K | $45K |
| Equipment, build-out, other | $152K | $440K |
| Total initial investment | $232K | $520K |
Source: Jiffy Lube 2026 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$211K
19.5% margin
Unlevered ROIC
50%
EBITDA / total invested capital
Payback
24 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $232K – $520K
- Better than avg vs category
- Liquid capital req'd
- $45K – $45K
- Better than avg vs category
- Franchise fee
- $35K
- Better than avg vs category
- Royalty
- 4.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 1.5%
- typical 3–5%
- Total fee load
- 5.5%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 4.0% of gross sales |
| Marketing / ad fund | 1.5% of gross sales |
| Technology fee | $192 |
| Transfer fee | $4K |
| Renewal fee | $10K |
| Total fee load | 5.5% of rev |
A 5.5% total fee load is unusually lean. More of each revenue dollar stays with the franchisee.
Financial Performance
- Avg gross sales
- $1.1M
- Per unit, per year
- Median gross sales
- $974K
- Item 19 type
- Average and Median Annual Net Adjusted Sales and Vehicle Counts
- Sample size
- 2049 units
- vs category median 70 · large
- Range (low → high)
- $190K→$6.0M
- Cohort dispersion (min → max)
- Quartile band
- $539K→$1.8M
- Bottom 25% → top 25%
- Reporting year
- 2025
- Fiscal year the figures cover
- Transparency
- 4 / 5
- vs category median 4 / 5 · typical
Compared against 221 Automotive brands
vs Automotive averages
How Jiffy Lube Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 2,083
- Opened
- 67
- Last reporting year
- Closed
- 21
- Turnover rate
- 1.0%
- Company-owned
- 318
- Corporate units in the system
- % franchised
- 85%
- vs corporate-owned
- Net growth (yr3)
- +2.6%
- Net unit change last year
- 3-yr CAGR
- +3.2%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 51
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 22 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 98
- Loan volume
- $91.2M
- Median loan
- $588K
- 50th percentile
- Charge-off rate
- 6.3%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 93.7%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 42
- Defaults
- 5
Vintage analysis
Jiffy Lube charge-off rate by loan vintage
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Jiffy Lube's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 15 states
- Startup risk premium and job creation velocity
- 33-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Jiffy Lube presents moderate-to-cautionary risk due to missing financial transparency (no Item 19), active litigation including consumer fraud claims, slowing unit growth, and documented franchisee disputes over renewal and supply terms that directly impact long-term viability.
Litigation (Item 3)
18 case reference(s): 1 pending, 0 settled.
Largest disclosed settlement: $2,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Ernst & Young LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 19 / 100 rating
- 01MINORNo Item 19 (Average Unit Volume) disclosure despite 2,083 units — inability to validate $1.08M average revenue claim independently
- 02HIGHLitigation involving consumer fraud allegations and multiple franchisee arbitration cases regarding renewal terms and supply agreements signal systemic disputes
- 03MINORSlowing unit growth at 2.6% YoY in a mature 2,083-unit system suggests market saturation and potential franchisee struggles
- 04MEDHigh initial investment range ($232K-$520K) paired with undisclosed net income creates inability to project actual owner earnings
- 05MINORMultiple arbitration cases with franchisees specifically over renewal terms (20-year franchise) indicate contentious franchisor-franchisee relationships
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 20 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Radius |
| Protected territory | Yes |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 3 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Curable defaultsℹ | 1 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Texas |
| Litigation count | 20 |
View Item 3 litigation summary
18 case reference(s): 1 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 20 hrs
- On-the-job training
- 40 hrs
- Training location
- Combination of off-site and on-site
- Franchisor financing
- Offered
- Item 10
- POS system
- G.R.O.W.
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: G.R.O.W.
Item 20 · call current owners
Franchisee Contacts
162 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Jiffy Lube · FDD (2026) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Jiffy Lube franchise?
The total investment to open a Jiffy Lube franchise ranges from $232K – $520K, with an initial franchise fee of $35K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Jiffy Lube franchise owners earn?
According to Item 19 of the Jiffy Lube FDD, the average gross sales per unit is $1.1M. The median is $974K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Jiffy Lube's franchise failure rate?
Based on SBA 7(a) loan data, Jiffy Lube has a charge-off rate of 6.3% across 98 loans, meaning 6.3% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Jiffy Lube franchise locations are there?
As of their most recent FDD filing, Jiffy Lube has 2,083 total units in the United States, including 1,710 franchised units and 318 company-owned units. 67 new units were opened in the latest reporting year.
Is Jiffy Lube a good franchise to buy?
FranchiseVerdict rates Jiffy Lube as a A-grade franchise with a risk score of 19 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.