To the T Plumbing and Heating
Bottom line
- Total investment $106K – $205K including a $40K franchise fee, 6.0% ongoing royalty.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 65/100.
- Auditor disclosed a going-concern note — flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one To the T Plumbing and Heating unit return on the cash you put in?
Unlevered ROIC · per unit
45%
In Yale's "attractive" band (30–60%)
Overview
About
Franchisees operate residential and commercial plumbing and heating service businesses, managing emergency repairs, installations, maintenance contracts, and customer service. Day-to-day activities include scheduling service calls, managing technician teams, invoicing customers, and maintaining equipment/inventory while adhering to brand standards.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Micro-franchise system with opaque financial disclosure, minimal operating units, and unvalidated unit economics presents moderate-to-high risk for capital recovery.
Score breakdown · what drove the 65 / 100 rating
- 01MEDOnly 2 existing units indicates extremely limited track record and system maturity
- 02MINORNo average revenue or net income disclosure (Item 19) prevents ROI validation and raises transparency concerns
- 03MINORHigh initial investment range ($105.6K-$204.5K) with no published performance benchmarks creates repayment risk
- 04MINORTiny franchisee base (2 units) means minimal peer support network and unproven scalability
- 05MED6% royalty on undisclosed revenue streams makes cost-benefit analysis impossible
- 06MEDNo disclosed growth trajectory despite 10-year term suggests stalled or nascent expansion
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
16 numbers
One-time purchase · CSV download · Validation questions included
FDD download
To the T Plumbing and Heating · FDD (2025) PDF