To the T Plumbing and HeatingFranchise Cost, Revenue & Review 2026
Data from FDD filing
FranchiseVerdict summary · 2026
A To the T Plumbing and Heating franchise requires a total initial investment of $106K – $205K, including a $40K franchise fee and an ongoing 6.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). Verdict grade: C. Run a live ROI scan →
Data last verified June 21, 2026 · figures per the 2025 FDD issuance
Overview
- Investment
- $106K – $205K
- 36th pct Home Services
- Avg gross sales
- N/A
- 54th pct Home Services
- Royalty
- 6.0%
- 13th pct Home Services
- Units
- 2
- 7th pct Home Services
- SBA default
- N/A
Quick verdict · Home Services · color = vs category peers
Green = >15% above Home Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Started franchising in 2024. Newer systems carry more uncertainty but may offer better territories.
The franchisor's auditor raised doubt about continued operations. This is a serious risk signal.
Bottom line
- Total investment $106K – $205K including a $40K franchise fee, 6.0% ongoing royalty.
- No Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- Verdict C (Average) with a risk score of 65/100.
- Auditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- To the T Plumbing & Heating Franchise, LLC
- Incorporated in
- CO
- HQ
- 1317 W. 121st Ave, Westminster, CO 80234
- Auditor
- MUHAMMAD ZUBAIRY, CPA PC
- Audited financials
- Franchisor revenue
- $26K
- Most recent fiscal year
- ⚠ Going-concern note
- Disclosed in FDD 2025
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Affiliated brands
- To The T Plumbing and Heating
- has the same business address as us
Other brands the franchisor or its parent operates (Item 1).
Overview
About
Franchisees operate residential and commercial plumbing and heating service businesses, managing emergency repairs, installations, maintenance contracts, and customer service. Day-to-day activities include scheduling service calls, managing technician teams, invoicing customers, and maintaining equipment/inventory while adhering to brand standards.
- CEO
- Megan J. Trail
- Headquarters
- CO
- Founded
- 2023
- FDD year
- 2025
- States available
- 2
FDD Item 7 · 2025 filing · 16 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $40K | $40K | |
| Rent and Lease Security Deposit | $2K | $6K | |
| Utilities | $100 | $500 | |
| Market Introduction Programnot refundable | $3K | $12K | |
| Furniture, Fixtures, and Equipmentnot refundable | $20K | $30K | |
| Computer Systemsnot refundable | $2K | $3K | |
| Insurancenot refundable | $1K | $10K | |
| Vehiclenot refundable | $3K | $30K | |
| Vehicle Wrapnot refundable | $2K | $4K | |
| Office Expensesnot refundable | $500 | $1K | |
| Licenses and Permitsnot refundable | $500 | $2K | |
| Professional Fees (lawyer, accountant, etc.)not refundable | $1K | $3K | |
| Travel, Lodging and Meals for Initial Trainingnot refundable | $2K | $3K | |
| Additional Funds (for first 3 months)not refundable | $30K | $60K | |
| Additional Initial Franchise Fees (Multi-Unit Development Agreement)not refundable | $45K | $90K | |
| Business Planning and Miscellaneous Expenses (MUDA)not refundable | $1K | $5K | |
| Total initial investment | $152K | $300K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $106K – $205K
- Better than avg vs category
- Liquid capital req'd
- $30K – $60K
- Near category avg vs category
- Franchise fee
- $40K – $40K
- Better than avg vs category
- Royalty
- 6.0%
- percentage_of_gross · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 7.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 6.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Transfer fee | $10K |
| Total fee load | 7.0% of rev |
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
vs Home Services averages
How To the T Plumbing and Heating Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 2
- Opened
- 1
- Last reporting year
- Closed
- 0
- Turnover rate
- 0.0%
- Company-owned
- 1
- Corporate units in the system
- % franchised
- 50%
- vs corporate-owned
3-year detail · Item 20
- Transfers (3yr)
- 0
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 10 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Available to sell in · Item 12
- California
- Wisconsin
States where the franchisor is registered to sell new franchises (FDD registration filings).
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Micro-franchise system with opaque financial disclosure, minimal operating units, and unvalidated unit economics presents moderate-to-high risk for capital recovery.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · MUHAMMAD ZUBAIRY, CPA PC⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 65 / 100 rating
- 01MEDOnly 2 existing units indicates extremely limited track record and system maturity
- 02MINORNo average revenue or net income disclosure (Item 19) prevents ROI validation and raises transparency concerns
- 03MINORHigh initial investment range ($105.6K-$204.5K) with no published performance benchmarks creates repayment risk
- 04MINORTiny franchisee base (2 units) means minimal peer support network and unproven scalability
- 05MED6% royalty on undisclosed revenue streams makes cost-benefit analysis impossible
- 06MEDNo disclosed growth trajectory despite 10-year term suggests stalled or nascent expansion
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Territory type | radius around location or other boundaries |
| Protected territory | Yes |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 1 |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | Colorado |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 54 hrs
- On-the-job training
- 16 hrs
- Training location
- On-site and corporate
- POS system
- HOUSECALL PRO -CRM
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: HOUSECALL PRO -CRM
Item 20 · call current owners
Franchisee Contacts
16 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
To the T Plumbing and Heating · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a To the T Plumbing and Heating franchise?
The total investment to open a To the T Plumbing and Heating franchise ranges from $106K – $205K, with an initial franchise fee of $40K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do To the T Plumbing and Heating franchise owners earn?
To the T Plumbing and Heating does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is To the T Plumbing and Heating's franchise failure rate?
SBA 7(a) loan charge-off data is not available for To the T Plumbing and Heating (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many To the T Plumbing and Heating franchise locations are there?
As of their most recent FDD filing, To the T Plumbing and Heating has 2 total units in the United States, including 0 franchised units and 1 company-owned units. 1 new units were opened in the latest reporting year.
Is To the T Plumbing and Heating a good franchise to buy?
FranchiseVerdict rates To the T Plumbing and Heating as a C-grade franchise with a risk score of 65 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.