![One-hour Moto Photo logo](https://cdn.brandfetch.io/onehour.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
B#2,777 of 5,063
37
Risk
B63/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
26
Loan volume
$4.2M
Default rate
15.4%
vs <3% typical
Avg loan
$163K
Lenders
15
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
26
Loan volume
$4.2M
Median loan
$128K
50th percentile
Default rate
15.4%
vs <3% typical · system-wide
Repayment rate (PIF)
84.6%
5-yr default
—
Loans approved 2021+
Active lenders
15
Defaults
4
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
One-hour Moto Photo default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
63
Risk · 0-100
B46Risk score 63
Low confidence±14 pts
4977