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FranchiseVerdict

Little Caesar Pizza Franchise Cost, Revenue & Review 2026

Full-Service Restaurants
UnratedEditorial grade from public filings; not investment advice.

Investment, fees, disclosed sales, units, SBA record and risk, as one PDF. Free; no spam; one click to unsubscribe.

FV-03374No FDD on file — SBA lending data onlyData QualitySBA Only

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A Little Caesar Pizza franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 7.7% charge-off rate across 202 loans[1]. Run a live ROI scan →

Sources, dates and evidence

Evidence: thin✗ Investment (Item 7)✗ Item 19 status✗ Units and owners (Item 20)✓ SBA loan coverage✗ Litigation (Item 3)✗ Financial statements (Item 21)✗ Franchisor identityhow this is scored

Overview

SBA loans
202
Loan volume
$76.3M
Charge-off rate
7.7%
system-wide median varies by category
Avg loan
$378K
Lenders
73

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

B
SBA Lending Health
Strong SBA lending record · 7.7% charge-off
Total loans
202
Loan volume
$76.3M
Median loan
$279K
50th percentile
Charge-off rate
7.7%
on 202 loans · rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
92.3%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
73
Defaults
15
Typical loan rate
5.7%
avg rate to borrowers
vs industry
N/A
NAICS 7225
Jobs supported
6,799
8.9 per loan
Lender concentration
11%
top lender's share

Borrower mix: 22% went to startups / new businesses, 78% to established operators

Vintage analysis

Little Caesar Pizza charge-off rate by loan vintage

BrandNational avg
Little Caesar Pizza charge-off rate by loan vintage. Showing 6 vintages from 2013 to 2018. Rates range from 0.0% to 10.2%.0%5%10%15%'13'14'15'16'17'18

Top lenders financing Little Caesar Pizza franchisees

Stearns Bank National Association23 loans—
1st Source Bank11 loans—
JPMorgan Chase Bank, National Association10 loans—

Showing 3 of 73 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lender network · 7(a) + 504

SBA Lending Report

Full lending analysis for Little Caesar Pizza from SBA 7(a) FOIA data.

Principal loss rate
4.5%
Avg SBA guarantee
72%
Avg interest rate
5.73%
Avg chargeoff amount
$230K
Lender concentration
11.4%
Job velocity
8.9 per $100K
Jobs supported
6,799

Top SBA lendersTop lender holds 11% of loans

#LenderLoansVolumeDefault %
123N/AN/A
211N/AN/A
310N/AN/A
49N/AN/A
58N/AN/A

Geographic failure vector

StateLoansDefaultsRate
TXTexas21419.0%
FLFlorida15213.3%
MIMichigan1500.0%
ILIllinois1400.0%
INIndiana1300.0%
MSMississippi1119.1%
OHOhio1000.0%
CACalifornia9112.5%
GAGeorgia800.0%
NYNew York800.0%

SBA 7(a) lending trend

2009
1
2011
1
2012
1
2013
11
2014
50
2015
50
2016
34
2017
45
2018
9

Borrower profile

Established (5+ yr)6 (67%)
New (< 1 yr)1 (11%)
2-3 years1 (11%)
Startup1 (11%)

Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict

What could kill this investment?

SBA loans charge off at 7.7% — 52% below the 16.0% national norm, i.e. lower lender-observed risk.

SBA charge-off7.7% · 202 loans
Verdict scoreNot extracted
LitigationNot extracted
Auditor going-concern doubtNot extracted

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

What are you signing up for?

Initial termNot extracted
Renewal termNot extracted
TerritoryNot extracted
Initial trainingNot extracted

Source: FDD · Items 11, 12, 17

Frequently asked questions

Frequently Asked Questions

What do Little Caesar Pizza franchise owners earn?

No average owner earnings figure for Little Caesar Pizza is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the Little Caesar Pizza FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Little Caesar Pizza FDD and qualifies whose outlets they describe.

What is Little Caesar Pizza's franchise failure rate?

Based on SBA 7(a) loan data, Little Caesar Pizza has a charge-off rate of 7.7% across 202 loans, meaning 7.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.