![Heavenly Hams logo](https://cdn.brandfetch.io/heavenly.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#3,668 of 5,063
31
Risk
D69/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
53
Loan volume
$8.4M
Default rate
18.9%
vs <3% typical
Avg loan
$158K
Lenders
30
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
53
Loan volume
$8.4M
Median loan
$133K
50th percentile
Default rate
18.9%
vs <3% typical · system-wide
Repayment rate (PIF)
81.1%
5-yr default
—
Loans approved 2021+
Active lenders
30
Defaults
10
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Heavenly Hams default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
69
Risk · 0-100
C39Risk score 69
Low confidence±12 pts
5781