![Gandolfo's New York Delicatess logo](https://cdn.brandfetch.io/gandolfos.com/w/128/h/128/fallback/lettermark?c=<img src="https://cdn.brandfetch.io/domain/apple.com?c=1idsvcTjLv919Ax0E2s" alt="Logo by Brandfetch" />)
D#4,414 of 5,063
23
Risk
D77/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
27
Loan volume
$3.9M
Default rate
29.6%
vs <3% typical
Avg loan
$145K
Lenders
12
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
27
Loan volume
$3.9M
Median loan
$150K
50th percentile
Default rate
29.6%
vs <3% typical · system-wide
Repayment rate (PIF)
70.4%
5-yr default
—
Loans approved 2021+
Active lenders
12
Defaults
8
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Gandolfo's New York Delicatess default rate by loan vintage
BrandNational avg
Lending insight
A 29.6% default rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
77
Risk · 0-100
D29Risk score 77
Low confidence±14 pts
6391