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FranchiseVerdict

Chicago's Pizza Of Greenfield Franchise Cost, Revenue & Review 2026

Full-Service Restaurants
UnratedEditorial grade from public filings; not investment advice.

Investment, fees, disclosed sales, units, SBA record and risk, as one PDF. Free; no spam; one click to unsubscribe.

FV-04597No FDD on file — SBA lending data onlyData QualitySBA Only

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A Chicago's Pizza Of Greenfield franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 41.7% charge-off rate across 13 loans[1]. Run a live ROI scan →

Sources, dates and evidence

Evidence: thin✗ Investment (Item 7)✗ Item 19 status✗ Units and owners (Item 20)✓ SBA loan coverage✗ Litigation (Item 3)✗ Financial statements (Item 21)✗ Franchisor identityhow this is scored

Overview

SBA loans
13
Loan volume
$2.0M
Charge-off rate
41.7%
system-wide median varies by category
Avg loan
$151K
Lenders
6

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

F
SBA Lending Health
Weak SBA lending record · 41.7% charge-off
Total loans
13
Loan volume
$2.0M
Median loan
$110K
50th percentile
Charge-off rate
41.7%
on 13 loans · rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
58.3%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
6
Defaults
5
Typical loan rate
N/A
vs industry
N/A
NAICS 7221
Jobs supported
197
10.0 per loan
Lender concentration
46%
top lender's share

Top lenders financing Chicago's Pizza Of Greenfield franchisees

Urban Partnership Bank6 loans—
Providence Bank & Trust2 loans—
PNC Bank, National Association2 loans—

Showing 3 of 6 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lender network · 7(a) + 504

SBA Lending Report

Full lending analysis for Chicago's Pizza Of Greenfield from SBA 7(a) FOIA data.

Principal loss rate
20.2%
Avg SBA guarantee
81%
Avg chargeoff amount
$79K
Lender concentration
46.1%
Job velocity
10.0 per $100K
Jobs supported
197

Top SBA lendersTop lender holds 46% of loans

#LenderLoansVolumeDefault %
16N/AN/A
22N/AN/A
32N/AN/A
41N/AN/A
51N/AN/A

Geographic failure vector

StateLoansDefaultsRate
ILIllinois8562.5%
INIndiana200.0%
AZArizona100.0%
GAGeorgia10--
OHOhio100.0%

SBA 7(a) lending trend

2001
1
2002
8
2003
1
2004
1
2005
1
2007
1

Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict

Lending insight

A 41.7% charge-off rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.

What could kill this investment?

SBA loans charge off at 41.7% — 160% above the 16.0% national norm, i.e. higher lender-observed risk.

SBA charge-off41.7% · 13 loans
Verdict scoreNot extracted
LitigationNot extracted
Auditor going-concern doubtNot extracted

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

What are you signing up for?

Initial termNot extracted
Renewal termNot extracted
TerritoryNot extracted
Initial trainingNot extracted

Source: FDD · Items 11, 12, 17

Frequently asked questions

Frequently Asked Questions

What do Chicago's Pizza Of Greenfield franchise owners earn?

No average owner earnings figure for Chicago's Pizza Of Greenfield is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the Chicago's Pizza Of Greenfield FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Chicago's Pizza Of Greenfield FDD and qualifies whose outlets they describe.

What is Chicago's Pizza Of Greenfield's franchise failure rate?

Based on SBA 7(a) loan data, Chicago's Pizza Of Greenfield has a charge-off rate of 41.7% across 13 loans, meaning 41.7% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.