FranchiseVerdict
FV-04143SBA data onlyData Quality·SBA Only

Arthur Treacher's

F85/100

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

SBA loans
18
Loan volume
$1.3M
Default rate
44.4%
vs <3% typical
Avg loan
$72K
Lenders
10

Government records

SBA Loan Data

Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.

Total loans
18
Loan volume
$1.3M
Median loan
$62K
50th percentile
Default rate
44.4%
vs <3% typical · system-wide
Repayment rate (PIF)
55.6%
5-yr default
—
Loans approved 2021+
Active lenders
10
Defaults
8

Explore lender portfolios on Bank Reports or regional data on State Reports.

Vintage analysis

Arthur Treacher's default rate by loan vintage

BrandNational avg
0%5%10%15%20%25%30%35%40%45%50%55%60%65%70%75%80%'92'93'94
Lending insight

A 44.4% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.

FranchiseVerdict rating · based on SBA data

Risk & Legal

85
Risk · 0-100
F19Risk score 85
Low confidence±14 pts
7199