Bottom line
- Total investment $528K – $1.2M including a $35K franchise fee, 6.0% ongoing royalty.
- Average unit revenue of $559K/year (median $576K). Estimated payback in 7.2 years.
- Rated STRONG with a risk score of 46/100. SBA loan default rate of 0.0% across 163 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Bahama Buck’s unit return on the cash you put in?
Unlevered ROIC · per unit
4%
Below typical band (30–60%)
Overview
About
Bahama Buck's franchisees operate frozen beverage and shaved ice retail kiosks or stand-alone locations, serving branded smoothies, slushes, and frozen drinks. Day-to-day operations include product preparation, customer service, inventory management, and seasonal staffing adjustments typical of QSR-adjacent beverage concepts.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 18 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Bahama Buck's presents moderate-to-cautious risk: a stagnant franchise system with undocumented financials, high capital requirements relative to returns, and limited growth trajectory despite protected territories.
Score breakdown · what drove the 46 / 100 rating
- 01MINORAnemic unit growth of 2.8% YoY suggests market saturation or franchisee dissatisfaction in a mature 115-unit system
- 02MEDNo Item 19 (Financial Performance Representation) disclosed — cannot independently verify claimed $559k revenue or $122k net income figures
- 03MINORHigh investment range ($528k-$1.2M) paired with modest average net income ($122k) yields 4.3-8.6 year payback period with significant capital risk
- 04MINOR6% royalty on gross sales is standard but provides minimal franchisor margin for support in a slow-growth system
- 05MINORSeasonal beverage business model creates cash flow volatility not addressed in provided data
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
77 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Bahama Buck’s · FDD (2025) PDF