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FV-03514SBA data onlyData Quality·SBA Only
Napa Auto Parts
A#1,475 of 5,063
48
Risk
A52/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
165
Loan volume
$53.6M
Default rate
9.5%
vs <3% typical
Avg loan
$325K
Lenders
107
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
165
Loan volume
$53.6M
Median loan
$225K
50th percentile
Default rate
9.5%
vs <3% typical · system-wide
Repayment rate (PIF)
90.5%
5-yr default
—
Loans approved 2021+
Active lenders
107
Defaults
15
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Napa Auto Parts default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
52
Risk · 0-100
A60Risk score 52
Low confidence±12 pts
4064