SCA Appraisal Services Franchise Cost, Revenue & Review 2026
Data from FDD filing
Analysis by FranchiseVerdict Research · Methodology
SCA Appraisal Services is a franchise providing independent auto-damage appraisals and inspections for insurers and claimants. Franchisees run an appraisal business dispatching appraisers to assess vehicle damage and manage claims work in a territory.
FranchiseVerdict summary · 2026
A SCA Appraisal Services franchise requires a total initial investment of $27K – $80K, including a $10K – $50K franchise fee and an ongoing 50.0% royalty[2]. The 2025 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: A (Strongest tier), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $27K – $80K
- 2nd pct Automotive
- Avg gross sales
- N/A
- Royalty
- 50.0% (?)
- Likely extraction error
- Units
- 88
- 27th pct Automotive
- SBA charge-off
- N/A
Quick verdict · Automotive · color = vs category peers
Green = favorable by >10% vs Automotive avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $27K – $80K including a $10K franchise fee, 50.0% ongoing royalty.
- RETURNSItem 19 reports raw per-location gross revenue and file-count data (no aggregate mean/median/quartile statistics disclosed) rather than annual gross sales, so unit revenue is not directly comparable.
- RISKVerdict A (Strongest tier), verdict score 70/100 (higher is better).
- FLAGBankruptcy history disclosed in the FDD. Review Item 4 for details before proceeding.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- SCA Franchising Corporation
- Parent company
- SCA Enterprises, Inc.
- CEO title
- President
- Timothy William Paul Davis
- Incorporated in
- CA
- HQ
- 3817 West Magnolia Boulevard, Burbank, CA 91505
- Auditor
- Baker Tilly US, LLP
- Audited financials
- Franchisor revenue
- $8.2M
- vs $7.3M prior year
Independent franchisee associations
- Independent Franchisee Association
Franchisee-led councils or alliances disclosed in Item 20. Indicates operator voice.
Affiliated brands
- is SCA Adjusting Services
- is SCA Enterprises
- is Woodland Capital Franchising
- SCA
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Timothy William Paul Davis
- Headquarters
- CA
- Founded
- 2007
- FDD year
- 2025
- States available
- 26
Can you afford it, and what does the money buy?
Entry cost runs 94% below the typical automotive franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown8 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Fee | $10K | $50K | |
| Training Expenses | $2K | $2K | |
| Real Property, construction, remodeling, leasehold improvements and decorating costs | $2K | $3K | |
| Equipment, fixtures, other fixed assets | $5K | $8K | |
| Inventory to begin operating | — | — | |
| Security deposits, utility deposits, business licenses and other prepaid expenses | $100 | $250 | |
| Insurance (annual premium) | $2K | $4K | |
| Computer Software licenses | $500 | $500 | |
| Total initial investment | $21K | $67K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $27K – $80K
- Top 40% of category vs category
- Liquid capital req'd
- $6K – $13K
- Top 40% of category vs category
- Franchise fee
- $10K – $50K
- Top 40% of category vs category
- Royalty
- 50.0%
- Percentage of gross sales · typical 6–8%
- Ad fund
- -n/d
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 50.0% of gross sales |
| Transfer fee | $2K |
| Renewal fee | $0 |
What do units actually make?
Source: FDD 2025 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
SCA Appraisal Services did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one SCA Appraisal Services unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
-333%
Negative returns. Costs exceed revenue at these inputs
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
- Item 19 type
- raw per-location gross revenue and file-count data (no aggregate mean/median/quartile statistics disclosed)
- Sample size
- 88
- vs category median 70
- Range (low → high)
- $1K→$865K
- Cohort dispersion (min → max)
- Source filing
- FDD 2025
- The FDD edition these figures were read from
- Transparency
- 0 / 10
- vs category median 4 / 10 · below
Compared against 167 Automotive brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
50.0% royalty — higher than the category average of 7.2%.
Disclosure
Item 19 reports raw per-location gross revenue and file-count data (no aggregate mean/median/quartile statistics disclosed) rather than annual gross sales, so unit revenue is not directly comparable.
Operator retention
System contracting at -5.4% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Automotive averages
How SCA Appraisal Services Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 88
- Opened
- 7
- Last reporting year
- Closed
- 1
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +1.1%
- Net unit change over 3 years
- 3-yr CAGR
- -5.4%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 7
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 8
- Reacquired (3yr)
- 5
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 23 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Clean profile: strong net worth $2.65M and net income $258,763 on $5.8M revenue, audited, Item 19 disclosed. One old arbitration (2015) settled amicably for $15,000 a decade ago. 88-unit fully franchised system with slight -5.4% contraction.
Litigation (Item 3)
1 case reference(s): 0 pending, 4 settled.
Largest disclosed settlement: $15,000
Bankruptcy (Item 4)
Disclosed in last 7 years
Bankruptcy” is amended by adding the following: Neither we nor any of our affiliates, predecessors, officers, or general partner during the 10-year period immediately before the date of this Disclosure Document: (a) filed as debtor (or had filed against it) a petition to start an action under the U.
Audited financials (Item 21)
Yes · Baker Tilly US, LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: No
- Must buy proprietary products: No
- Restricted to system-approved products: No
Score breakdown · what drove the 70 / 100 verdict
- 01MINORSingle old (2015) settled arbitration, $15K
- 02MINORPositive net worth $2.65M and net income $258,763
- 03MEDAudited, Item 19 disclosed, 88 units
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 1 |
| Territory type | geographic |
| Protected territory | No |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | California |
| Litigation count | 1 |
View Item 3 litigation summary
1 case reference(s): 0 pending, 4 settled.
Items 10, 11
Training & Operations
- Classroom training
- 6 hrs
- On-the-job training
- 0 hrs
- Training location
- On-site and corporate
- Franchisor financing
- Offered
- Item 10
- POS system
- Core / Core Mobile
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Core / Core Mobile
Item 20 · call current owners
Franchisee Contacts
58 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
SCA Appraisal Services · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a SCA Appraisal Services franchise?
The total investment to open a SCA Appraisal Services franchise ranges from $27K – $80K, with an initial franchise fee of $10K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do SCA Appraisal Services franchise owners earn?
SCA Appraisal Services does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the SCA Appraisal Services FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the SCA Appraisal Services FDD and qualifies whose outlets they describe.
What is SCA Appraisal Services's franchise failure rate?
SBA 7(a) loan charge-off data is not available for SCA Appraisal Services (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many SCA Appraisal Services franchise locations are there?
As of their most recent FDD filing, SCA Appraisal Services has 88 total units in the United States, including 88 franchised units and 0 company-owned units. 7 new units were opened in the latest reporting year.
Is SCA Appraisal Services a good franchise to buy?
FranchiseVerdict rates SCA Appraisal Services as a A-grade franchise with a verdict score of 70 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.