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FV-04690SBA data onlyData Quality·SBA Only
Cottman Transmission
Automotive
D#4,180 of 5,063
26
Risk
D74/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
242
Loan volume
$32.5M
Default rate
36.8%
vs <3% typical
Avg loan
$134K
Lenders
77
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
242
Loan volume
$32.5M
Median loan
$121K
50th percentile
Default rate
36.8%
vs <3% typical · system-wide
Repayment rate (PIF)
63.2%
5-yr default
—
Loans approved 2021+
Active lenders
77
Defaults
89
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Cottman Transmission default rate by loan vintage
BrandNational avg
Lending insight
A 36.8% default rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
74
Risk · 0-100
D33Risk score 74
Low confidence±12 pts
6286