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FranchiseVerdict

Alta Mere Window Tinting & Aut Franchise Cost, Revenue & Review 2026

Automotive
UnratedEditorial grade from public filings; not investment advice.

Investment, fees, disclosed sales, units, SBA record and risk, as one PDF. Free; no spam; one click to unsubscribe.

FV-03103No FDD on file — SBA lending data onlyData QualitySBA Only

Analysis by FranchiseVerdict Research · Methodology

SBA Loan Data Only

This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.

FranchiseVerdict summary · 2026

A Alta Mere Window Tinting & Aut franchise has no franchise disclosure document on file, so investment figures are not available. SBA 7(a) loans show a 37.9% charge-off rate across 61 loans[1]. Run a live ROI scan →

Sources, dates and evidence

Evidence: thin✗ Investment (Item 7)✗ Item 19 status✗ Units and owners (Item 20)✓ SBA loan coverage✗ Litigation (Item 3)✗ Financial statements (Item 21)✗ Franchisor identityhow this is scored

Overview

SBA loans
61
Loan volume
$5.0M
Charge-off rate
37.9%
system-wide median varies by category
Avg loan
$82K
Lenders
29

SBA loan performance

Government records

SBA Loan Data

Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.

F
SBA Lending Health
Weak SBA lending record · 37.9% charge-off
Total loans
61
Loan volume
$5.0M
Median loan
$70K
50th percentile
Charge-off rate
37.9%
on 61 loans · rates vary by category · see methodology

Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated

Repayment rate (PIF)
62.1%
5-yr charge-off
N/A
Loans approved 2021+
Active lenders
29
Defaults
22
Typical loan rate
N/A
vs industry
N/A
NAICS 8111
Jobs supported
14
0.3 per loan
Lender concentration
25%
top lender's share

Vintage analysis

Alta Mere Window Tinting & Aut charge-off rate by loan vintage

BrandNational avg
Alta Mere Window Tinting & Aut charge-off rate by loan vintage. Showing 5 vintages from 1994 to 2004. Rates range from 0.0% to 66.7%.0%5%10%15%20%25%30%35%40%45%50%55%60%65%70%'94'95'96'01'04

Top lenders financing Alta Mere Window Tinting & Aut franchisees

Wells Fargo Bank National Association15 loans—
Bank of America, National Association5 loans—
JPMorgan Chase Bank, National Association5 loans—

Showing 3 of 29 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.

Explore lender portfolios on Bank Reports or regional data on State Reports.

Lender network · 7(a) + 504

SBA Lending Report

Full lending analysis for Alta Mere Window Tinting & Aut from SBA 7(a) FOIA data.

Principal loss rate
27.1%
Avg SBA guarantee
85%
Avg chargeoff amount
$62K
Lender concentration
24.6%
Job velocity
0.3 per $100K
Jobs supported
14

Top SBA lendersTop lender holds 25% of loans

#LenderLoansVolumeDefault %
115N/AN/A
25N/AN/A
35N/AN/A
44N/AN/A
53N/AN/A

Geographic failure vector

StateLoansDefaultsRate
TXTexas24521.7%
OKOklahoma11545.5%
AZArizona6480.0%
FLFlorida3266.7%
KSKansas3133.3%
ALAlabama200.0%
NMNew Mexico2150.0%
TNTennessee200.0%
CACalifornia100.0%
COColorado11100.0%

SBA 7(a) lending trend

1994
9
1995
26
1996
12
1997
1
1998
1
1999
1
2000
2
2001
3
2003
1
2004
3
2006
1
2007
1

Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict

Lending insight

A 37.9% charge-off rate means roughly 1 in 3 franchisees failed to repay their SBA loan. Investigate what changed.

What could kill this investment?

SBA loans charge off at 37.9% — 137% above the 16.0% national norm, i.e. higher lender-observed risk.

SBA charge-off37.9% · 61 loans
Verdict scoreNot extracted
LitigationNot extracted
Auditor going-concern doubtNot extracted

Source: SBA 7(a) FOIA · FDD Items 3, 21

Risk analysis

FranchiseVerdict rating · based on SBA data

Risk & Legal

What are you signing up for?

Initial termNot extracted
Renewal termNot extracted
TerritoryNot extracted
Initial trainingNot extracted

Source: FDD · Items 11, 12, 17

Frequently asked questions

Frequently Asked Questions

What do Alta Mere Window Tinting & Aut franchise owners earn?

No average owner earnings figure for Alta Mere Window Tinting & Aut is on file. Item 19 — where a franchisor may disclose what its outlets earn — is voluntary under the FTC Franchise Rule, and we have not established what this brand's FDD says. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.

What is Item 19 in the Alta Mere Window Tinting & Aut FDD?

The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the Alta Mere Window Tinting & Aut FDD and qualifies whose outlets they describe.

What is Alta Mere Window Tinting & Aut's franchise failure rate?

Based on SBA 7(a) loan data, Alta Mere Window Tinting & Aut has a charge-off rate of 37.9% across 61 loans, meaning 37.9% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.

Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.

For franchisors

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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.