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FV-04152SBA data onlyData Quality·SBA Only
Atlanta Bread Company
Restaurant
F#4,722 of 5,063
18
Risk
F82/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
111
Loan volume
$52.1M
Default rate
45.9%
vs <3% typical
Avg loan
$469K
Lenders
36
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
111
Loan volume
$52.1M
Median loan
$461K
50th percentile
Default rate
45.9%
vs <3% typical · system-wide
Repayment rate (PIF)
54.1%
5-yr default
—
Loans approved 2021+
Active lenders
36
Defaults
50
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
Atlanta Bread Company default rate by loan vintage
BrandNational avg
Lending insight
A 45.9% default rate means roughly 1 in 2 franchisees failed to repay their SBA loan. Investigate what changed.
FranchiseVerdict rating · based on SBA data
Risk & Legal
82
Risk · 0-100
F23Risk score 82
Low confidence±12 pts
7094