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B#2,354 of 5,063
40
Risk
B60/100
SBA Loan Data Only
This franchise has SBA 7(a) lending history but no Franchise Disclosure Document (FDD) on file. Investment costs, revenue, fees, and contract terms are not available. The Verdict score is based solely on SBA loan performance data.
SBA loans
219
Loan volume
$79.2M
Default rate
16.1%
vs <3% typical
Avg loan
$361K
Lenders
115
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
Total loans
219
Loan volume
$79.2M
Median loan
$254K
50th percentile
Default rate
16.1%
vs <3% typical · system-wide
Repayment rate (PIF)
83.9%
5-yr default
—
Loans approved 2021+
Active lenders
115
Defaults
34
Explore lender portfolios on Bank Reports or regional data on State Reports.
Vintage analysis
True Value Hardware default rate by loan vintage
BrandNational avg
FranchiseVerdict rating · based on SBA data
Risk & Legal
60
Risk · 0-100
B50Risk score 60
Low confidence±12 pts
4872