PEAC Learning Center Franchise Cost, Revenue & Review 2026
Data from FDD filing
Analysis by FranchiseVerdict Research · Methodology
PEAC Learning Center is a supplemental education franchise offering personalized, adaptive K-8 tutoring in math and English. Franchisees run the centers, managing tutors, curriculum, and enrollment.
FranchiseVerdict summary · 2026
A PEAC Learning Center franchise requires a total initial investment of $57K – $89K, including a $12K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). FranchiseVerdict grade: D (Below average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $57K – $89K
- 17th pct Education
- Avg gross sales
- N/A
- 1 outlet
- Royalty
- N/A
- Units
- 1
- 2nd pct Education
- SBA charge-off
- N/A
Quick verdict · Education · color = vs category peers
Green = favorable by >10% vs Education avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $57K – $89K including a $12K franchise fee.
- RETURNSPages 166-170 of this exhibit set contain only Franchise Agreement exhibits (Exhibit 7 ACH Authorization Form, Exhibit 8 General Release) for PEAC Franchising, LLC. No audited financial statements (balance sheet, income statement, or Independent Auditor's Report) are present in these page images, so no financial figures could be extracted.
- RISKVerdict D (Below average), verdict score 31/100 (higher is better).
- DATANo Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- PEAC Franchising, LLC
- Predecessor
- PEAC Systems, LLC
- Prior franchisor entity
- CEO title
- President and Chief Executive Officer
- Gil C. Choi
- Incorporated in
- DE
- HQ
- 500 NJ-17 South, Suite 304, Hasbrouck Heights, New Jersey 07604
- Auditor
- Tedesco & Choi Certified Public Accountants, LLC
- Audited financials
Affiliated brands
- PEAC Systems
- is SC Timeless
- is the owner of the Licensed Marks
- maintains a pr
Other brands the franchisor or its parent operates (Item 1).
Overview
About
- CEO
- Gil C. Choi
- Headquarters
- NJ
- Founded
- 2025
- FDD year
- 2025
- States available
- 1
Can you afford it, and what does the money buy?
Entry cost runs 89% below the typical education franchise.
Source: FDD 2025 · Items 5–7
Full Item 7 breakdown14 line items
Initial investment breakdown
| Line item | Low | High | |
|---|---|---|---|
| Initial Franchise Feenot refundable | $12K | $12K | |
| Construction and Leasehold Improvements | $5K | $18K | |
| Lease Deposits - Three Months | $9K | $14K | |
| Furniture, Fixtures and Equipment | $8K | $10K | |
| Signage | $3K | $5K | |
| Computer, Software and Point of Sale System | $2K | $3K | |
| Grand Opening Marketing | $5K | $5K | |
| Initial Inventory | $250 | $1K | |
| Utility Deposits | $0 | $1K | |
| Insurance Deposits - Three Months | $500 | $1K | |
| Travel for Initial Training | $0 | $2K | |
| Professional Fees | $1K | $2K | |
| Licenses and Permits | $500 | $1K | |
| Additional Funds - Three Months | $12K | $15K | |
| Total initial investment | $57K | $89K |
Line items extracted from FDD Item 7. Ranges reflect the franchisor's stated low and high per line. Total is the sum of line-item lows / highs — actual costs may fall outside this range depending on market and build-out scope.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $57K – $89K
- Top 40% of category vs category
- Liquid capital req'd
- $12K – $15K
- Top 40% of category vs category
- Franchise fee
- $12K – $12K
- Top 40% of category vs category
- Royalty
- $495 per month plus $10 per student per subject per month
- Ad fund
- Up to $3 per student per subject per month; currently not…
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | $495/month base + $10 per student per subject per month |
| Technology fee | $500 |
| Training fee | $300 |
| Transfer fee | $8K |
| Renewal fee | $575 |
| Inventory (initial) | $250 – $1K |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
PEAC Learning Center did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one PEAC Learning Center unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
121%
Above the 30–60% band. Verify revenue is per-unit average
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
Pages 166-170 of this exhibit set contain only Franchise Agreement exhibits (Exhibit 7 ACH Authorization Form, Exhibit 8 General Release) for PEAC Franchising, LLC. No audited financial statements (balance sheet, income statement, or Independent Auditor's Report) are present in these page images, so no financial figures could be extracted.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Disclosure
Franchisor chose not to disclose financial performance representations. You will need to gather unit economics directly from existing franchisees.
Operator retention
Net unit growth roughly flat at 0.0%.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Education averages
How PEAC Learning Center Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 1
- Opened
- 0
- Last reporting year
- Closed
- 0
- Terminated
- 0
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 0.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- +0.0%
- Net unit change over 3 years
- 3-yr CAGR
- +0.0%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 0
- Closed (3yr)
- 0
- Terminated (3yr)
- 0
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 0
- Reacquired (3yr)
- 0
- Franchisor bought back
- Continuity rate
- 100.0%
- Units that stayed open
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
No SBA loan data available for this brand.
What could kill this investment?
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Single-unit franchise with undisclosed financials, going concern questions, and unproven business model presents substantial investment risk.
Litigation (Item 3)
0 case reference(s): 0 pending, 0 settled.
Largest disclosed settlement: $12,000
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · Tedesco & Choi Certified Public Accountants, LLC
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 31 / 100 verdict
- 01MINOROnly 1 existing unit — no proven system scalability or franchisee success validation
- 02MINORNo average revenue or net income disclosure (Item 19) — impossible to assess profitability or ROI on $57k-$89k investment
- 03HIGHGoing concern status is FALSE — suggests potential financial instability at franchisor level
- 04MINORVariable royalty structure ($495 + $10/student/subject) creates unpredictable cost burden with no revenue ceiling guarantee
- 05MINOR5-year term is short for education franchise model requiring customer relationship building and brand establishment
- 06MEDLearning center model requires significant operational overhead (staff, facility, curriculum) with no disclosed unit economics
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 1 |
| Territory type | protected |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory radius | 1 mi |
| Territory population | 55,000 |
| Online sales rightsℹ | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Optional |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 25 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Termination groundsℹ | 1 |
| Curable defaultsℹ | 3 |
| Mandatory arbitration | Yes |
| Arbitration location | Bergen County, New Jersey |
| Jury trial waiver | Yes |
| Governing law | NJ |
| Litigation count | 0 |
View Item 3 litigation summary
0 case reference(s): 0 pending, 0 settled.
Items 10, 11
Training & Operations
- Classroom training
- 25 hrs
- On-the-job training
- 0 hrs
- Training location
- Hasbrouck Heights, New Jersey or virtually
- Ongoing training
- Required
- Time to open
- 7 mo
- From signing to launch
- Site selection
- Franchisee selects, franchisor approves
- Franchisor financing
- Not offered
- Item 10
- POS system
- proprietary information management and point of sale system through our System website
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: proprietary information management and point of sale system through our System website
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a PEAC Learning Center franchise?
The total investment to open a PEAC Learning Center franchise ranges from $57K – $89K, with an initial franchise fee of $12K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do PEAC Learning Center franchise owners earn?
PEAC Learning Center does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the PEAC Learning Center FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the PEAC Learning Center FDD and qualifies whose outlets they describe.
What is PEAC Learning Center's franchise failure rate?
SBA 7(a) loan charge-off data is not available for PEAC Learning Center (fewer than 10 loans on file). Charge-off rates are one way to gauge franchise risk, but not all franchise loans go through the SBA program. We recommend reviewing turnover and closure data in the FDD and speaking with current franchisees.
How many PEAC Learning Center franchise locations are there?
As of their most recent FDD filing, PEAC Learning Center has 1 total units in the United States, including 1 franchised units and 0 company-owned units.
Is PEAC Learning Center a good franchise to buy?
FranchiseVerdict rates PEAC Learning Center as a D-grade franchise with a verdict score of 31 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.