PEAC Learning Center
Formerly known as PEAC Health & Fitness
Bottom line
- Total investment $57K – $89K including a $12K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated CAUTION with a risk score of 72/100. SBA loan default rate of 0.0% across 2 loans (below the industry average).
- No Item 19 financial performance representation. Without franchisor-disclosed revenue data, you'll need to gather unit economics directly from existing franchisees.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one PEAC Learning Center unit return on the cash you put in?
Unlevered ROIC · per unit
121%
Above typical band (30–60%)
Overview
About
PEAC Learning Center franchisees operate tutoring/academic enrichment centers, likely managing student enrollment, hiring tutors/instructors, curriculum delivery, and customer retention. Day-to-day operations involve scheduling, student progress tracking, parent communication, and marketing to local K-12 families.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 1 state reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
1
states with franchisees (per FDD Item 12)
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Single-unit franchise with undisclosed financials, going concern questions, and unproven business model presents substantial investment risk.
Score breakdown · what drove the 72 / 100 rating
- 01MINOROnly 1 existing unit — no proven system scalability or franchisee success validation
- 02MINORNo average revenue or net income disclosure (Item 19) — impossible to assess profitability or ROI on $57k-$89k investment
- 03HIGHGoing concern status is FALSE — suggests potential financial instability at franchisor level
- 04MINORVariable royalty structure ($495 + $10/student/subject) creates unpredictable cost burden with no revenue ceiling guarantee
- 05MINOR5-year term is short for education franchise model requiring customer relationship building and brand establishment
- 06MEDLearning center model requires significant operational overhead (staff, facility, curriculum) with no disclosed unit economics
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
3 numbers
One-time purchase · CSV download · Validation questions included
FDD download
PEAC Learning Center · FDD (2025) PDF