Tire Pros Franchise Cost, Revenue & Review 2026
- Investment
- $111K – $266K
- Disclosed sales
- not disclosed
- SBA charge-off
- 0.0%
- on 22 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Tire Pros is an automotive franchise selling tires and providing installation, alignment, balancing, and general maintenance. Franchisees run tire-and-service centers managing retail sales, service bays, technicians, and inventory.
FranchiseVerdict summary · 2026
A TIRE PROS franchise requires a total initial investment of $111K – $266K, including a $7K franchise fee. This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. SBA 7(a) loans show a 0.0% charge-off rate across 22 loans[1]. FranchiseVerdict grade: C (Average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: medium - issued 12 to 24 months ago; a newer filing is likely on file
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored3 of 3 headline figures on this page cite a page of the filing.
Overview
- Investment
- $111K – $266K
- 16th pct Automotive
- Avg gross sales
- N/A
- Royalty
- Not extracted
- Units
- 605
- 48th pct Automotive
- SBA charge-off
- 0.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Automotive · color = vs category peers
Green = favorable by >10% vs Automotive median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $111K – $266K including a $7K franchise fee.
- RETURNSThis franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
- RISKVerdict C (Average), verdict score 68/100 (higher is better). SBA loan charge-off rate of 0.0% across 22 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHNegative: net -39 franchised outlets in the latest year (70 opened, 109 closed) (Item 20).
- FLAGAuditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Asphalt Tire Pros Francorp, LLC d/b/a Tire Pros Francorp
- Parent company
- Asphalt Buyer II, LLC d/b/a American Tire Distributors
- FDD Item 1, page 10 of the 2025 FDD
- Ultimate parent
- American Tire Distributors (ATD) / Asphalt Buyer II, LLC
- FDD Item 1, page 10 of the 2025 FDD
- Predecessor
- Tire Pros Francorp, LLC
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Ira B. Silver
- Incorporated in
- California
- HQ
- 12200 Herbert Wayne Court, Suite 150, P.O. Box 1251, Huntersville, North Carolina 28070-1251
- Auditor
- Holthouse | Carlin | Van Trigt LLP
- Audited financials
- Franchisor revenue
- $15.8M
- vs $16.2M prior year
- ⚠ Going-concern note
- Disclosed in FDD 2025
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Overview
About
- CEO
- Ira B. Silver
- Headquarters
- NC
- Founded
- 1988
- FDD year
- 2025
- States available
- 41
Can you afford it, and what does the money buy?
Entry cost runs 49% below the typical automotive franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $7K | $7K |
| Working capital (3–6 mo) | $87K | $102K |
| Equipment, build-out, other | $17K | $158K |
| Total initial investment | $111K | $266K |
Source: TIRE PROS 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $111K – $266K
- Top 40% of category vs category
- Liquid capital req'd
- $87K – $102K
- Middle of category vs category
- Franchise fee
- $7K – $7K
- Top 40% of category vs category
- Royalty
- $695 per month
- Ad fund
- $200 per month
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty (flat) | Monthly "Franchise Fee" (royalty) currently $695/month for the first Center; franchisor may increase up to a maximum of $1,000/month; first month waived; multi-unit owners get reduced monthly fee. |
| Transfer fee | $2K |
| Inventory (initial) | $10K – $50K |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
TIRE PROS makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one TIRE PROS unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, royalty rate, ad fund rate, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
No financial performance representation
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that.
Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Disclosure
This franchisor makes no financial performance representation in Item 19 of its FDD. Item 19 is voluntary under the FTC Franchise Rule, and this filing states that it makes none, so no revenue or earnings figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Operator retention
System roughly stable (-1.6% 3-year CAGR) with 605 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Automotive medians
How Tire Pros Compares
Category median of published Automotive brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 605
- Opened
- 70
- Last reporting year
- Closed
- 109
- Terminated
- 103
- Franchisor ended the franchise (per Item 20)
- Turnover rate
- 18.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- -1.6%
- Net unit change over 3 years
- 3-yr CAGR
- -1.6%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 103
- Signed, not yet open
- 0
- 0.00 per open outlet · Item 20 Table 5
- Projected new
- 95
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 42 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
Where the owners are · Item 20 owner list
588 current owners across 41 states; 84 former (terminated, transferred or not renewed) listed separately.
- CA 81
- TX 56
- OH 33
- NC 31
- AL 25
- FL 24
- UT 23
- CO 22
- VA 20
- GA 19
- AZ 18
- NE 17
- +29 more states
Counts only, from the list the franchisor prints in Item 20. Names and phone numbers are for your own due diligence and are not shown here.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 22
- Loan volume
- $17.8M
- Median loan
- $642K
- 50th percentile
- Charge-off rate
- 0.0%
- on 22 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 19
- Defaults
- 0
- Typical loan rate
- 6.2%
- avg rate to borrowers
- Franchised industry avg
- 14.0%
- brand beats franchise avg ↓
- Jobs supported
- 217
- 1.2 per loan
- Lender concentration
- 9%
- top lender's share
Borrower mix: 21% went to startups / new businesses, 79% to established operators
Franchise vs independent — in tire dealers, franchised businesses charge off at 14.0% vs 16.4% for independents — franchising is associated with 15% lower SBA default risk in this category.
Top lenders financing Tire Pros franchisees
Showing 3 of 19 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for Tire Pros from SBA 7(a) FOIA data.
- Principal loss rate
- 0.0%
- Avg SBA guarantee
- 75%
- Avg interest rate
- 6.16%
- Lender concentration
- 9.1%
- Job velocity
- 1.2 per $100K
- NAICS benchmark
- 13.1%
- NAICS 441320
- Jobs supported
- 217
Top SBA lendersTop lender holds 9% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | BMO Bank National Association | 2 | $1.7M | 0.0% |
| 2 | First National Bank of Louisiana | 2 | $1.2M | N/A |
| 3 | Glacier Bank | 2 | $878K | 0.0% |
| 4 | Plumas Bank | 1 | $526K | N/A |
| 5 | Seacoast National Bank | 1 | $972K | 0.0% |
| 6 | First United Bank and Trust Company | 1 | $691K | N/A |
| 7 | TD Bank, National Association | 1 | $1.9M | N/A |
| 8 | Centennial Bank | 1 | $677K | N/A |
| 9 | Citizens Bank, National Association | 1 | $335K | N/A |
| 10 | CalPrivate Bank | 1 | $1.6M | 0.0% |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| CACalifornia | 4 | 0 | 0.0% |
| TXTexas | 3 | 0 | 0.0% |
| AZArizona | 2 | 0 | 0.0% |
| LALouisiana | 2 | 0 | -- |
| UTUtah | 2 | 0 | 0.0% |
| FLFlorida | 1 | 0 | 0.0% |
| MOMissouri | 1 | 0 | 0.0% |
| NCNorth Carolina | 1 | 0 | -- |
| NMNew Mexico | 1 | 0 | 0.0% |
| NVNevada | 1 | 0 | -- |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
With a 0.0% charge-off rate across 22 loans, banks have historically viewed this brand favorably for lending.
What could kill this investment?
The auditor flagged going-concern doubt (Item 21) — the single biggest risk here.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
⚠ Grade capped at C: the auditor disclosed a going-concern note (FDD Item 21). The verdict score reflects the underlying financials before that cap.
Litigation (Item 3)
Subject: officers or affiliates. The franchisor is not a named party in these cases.
No litigation disclosed in Item 3.
Bankruptcy (Item 4)
Subject: an officer. An officer’s own bankruptcy or a company an officer ran, not the franchisor’s
Franchisor's predecessor/parent American Tire Distributors, Inc. and affiliates (including Tire Pros Francorp, LLC) filed Chapter 11 bankruptcy (Case No. 24-12391, Delaware) on October 22, 2024; assets sold to Asphalt Buyer II, LLC (current franchisor's parent) via Section 363 sale, closed February 28, 2025. A prior Chapter 11 (Case No. 18-12221, Delaware) was filed October 4, 2018 by ATD Corp/Tire Pros Fran. Corp and affiliates; reorganization plan confirmed December 26, 2018.
Audited financials (Item 21)
Yes · Holthouse | Carlin | Van Trigt LLP⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Revenue figures come from Item 8 narrative, not the Item 21 financial statements: "our total 2024 revenues of approximately $16,178,722 based on our audited financial statements" for the franchisor Asphalt Tire Pros Francorp, LLC / Tire Pros Francorp, LLC; other_revenue of $386,077 is supplier rebates/payments (2.39% of total). ENTITY/AUDIT CAVEAT: Item 21 states the Exhibit F statements (FY2022-2024) are for Tire Pros Francorp, LLC and are "audited," but the actual Exhibit F cover page in the document states "THESE FINANCIAL STATEMENTS HAVE BEEN PREPARED WITHOUT AN AUDIT... NO INDEPENDENT CERTIFIED PUBLIC ACCOUNTANT HAS AUDITED THESE FIGURES" — a conflict. The Exhibit F balance sheet and income statement line items are not present in the extracted text (statements appear as image/placeholder), so total_assets, total_liabilities, net_worth, and net_income could not be captured. Do not confuse with ATD parent (Asphalt Buyer II, LLC), which sold $347,834,951 of product to franchisees in 2024 (unaudited).
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
Score breakdown · what drove the 68 / 100 verdict
- 01MINORRecent 2024 Chapter 11 of parent/predecessor (ATD), 363 sale
- 02MINORFinancial distress at parent level
- 03MINORNo Item 19 disclosure
- 04MINORLarge 605-unit system, no litigation
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 1 |
| Protected territory | No |
| Exclusive territoryℹ | No |
| Online sales rightsℹ | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Right of first refusalℹ | Yes |
| RoFR response window | 30 days |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Arbitration location | North Carolina |
| Jury trial waiver | Yes |
| Governing law | North Carolina |
| Litigation count | 0 |
View Item 3 litigation summary
No litigation disclosed in Item 3.
Items 10, 11
Training & Operations
- Classroom training
- 0 hrs
- On-the-job training
- 37 hrs
- Ongoing training
- Required
- Site selection
- franchisee, subject to franchisor approval
- Franchisor financing
- Not offered
- Item 10
- POS system
- Tire Guru
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Tire Guru
Item 20 · call current owners
Franchisee Contacts
672 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a TIRE PROS franchise?
The total investment to open a TIRE PROS franchise ranges from $111K – $266K, with an initial franchise fee of $7K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do TIRE PROS franchise owners earn?
TIRE PROS makes no financial performance representation in Item 19 of its FDD - a voluntary item under the FTC Franchise Rule - so no unit revenue figures are disclosed. Declining to publish one is lawful and is not evidence of how the outlets perform. It does mean that less about this brand can be verified from its filing, and the FranchiseVerdict grade - an editorial assessment, not investment advice - reflects that. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns TIRE PROS?
TIRE PROS is franchised by Asphalt Tire Pros Francorp, LLC d/b/a Tire Pros Francorp. Its parent company is Asphalt Buyer II, LLC d/b/a American Tire Distributors. The ultimate parent named in the FDD is American Tire Distributors (ATD) / Asphalt Buyer II, LLC. Source: FDD Item 1, 2025 filing.
What is Item 19 in the TIRE PROS FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the TIRE PROS FDD and qualifies whose outlets they describe.
What is TIRE PROS's franchise failure rate?
Based on SBA 7(a) loan data, TIRE PROS has a charge-off rate of 0.0% across 22 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many TIRE PROS franchise locations are there?
As of their most recent FDD filing, TIRE PROS has 605 total units in the United States, including 605 franchised units and 0 company-owned units. 70 new units were opened in the latest reporting year.
Is TIRE PROS a good franchise to buy?
FranchiseVerdict rates TIRE PROS as a C-grade franchise with a verdict score of 68 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.