Tire Pros Franchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
Tire Pros is an automotive franchise selling tires and providing installation, alignment, balancing, and general maintenance. Franchisees run tire-and-service centers managing retail sales, service bays, technicians, and inventory.
FranchiseVerdict summary · 2026
A TIRE PROS franchise requires a total initial investment of $111K – $504K, including a $7K franchise fee. The 2025 FDD does not disclose unit-level revenue (no Item 19). SBA 7(a) loans show a 0.0% charge-off rate across 22 loans[1]. FranchiseVerdict grade: C (Average), an editorial assessment, not investment advice. Run a live ROI scan →
Data last verified · figures per the 2025 FDD issuance
Overview
- Investment
- $111K – $504K
- 16th pct Automotive
- Avg gross sales
- N/A
- Royalty
- N/A
- Units
- 605
- 48th pct Automotive
- SBA charge-off
- 0.0%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Automotive · color = vs category peers
Green = favorable by >10% vs Automotive avg · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $111K – $504K including a $7K franchise fee.
- RETURNSNo Item 19 financial performance data disclosed. The franchisor chose not to publish revenue figures.
- RISKVerdict C (Average), verdict score 68/100 (higher is better). SBA loan charge-off rate of 0.0% across 22 loans (well below the franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- FLAGAuditor disclosed a going-concern note, which flagged doubt about the franchisor's ability to continue operations. Verify against the latest FDD.
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- Asphalt Tire Pros Francorp, LLC d/b/a Tire Pros Francorp
- Parent company
- Asphalt Buyer II, LLC d/b/a American Tire Distributors
- Ultimate parent
- American Tire Distributors (ATD) / Asphalt Buyer II, LLC
- Predecessor
- Tire Pros Francorp, LLC
- Prior franchisor entity
- CEO title
- Chief Executive Officer
- Ira B. Silver
- Incorporated in
- California
- HQ
- 12200 Herbert Wayne Court, Suite 150, P.O. Box 1251, Huntersville, North Carolina 28070-1251
- Auditor
- Holthouse | Carlin | Van Trigt LLP
- Audited financials
- Franchisor revenue
- $15.8M
- vs $16.2M prior year
- ⚠ Going-concern note
- Disclosed in FDD 2025
- Auditor flagged doubt about continued operations. Verify against the latest FDD before deciding.
Overview
About
- CEO
- Ira B. Silver
- Headquarters
- NC
- Founded
- 1988
- FDD year
- 2025
- States available
- 41
Can you afford it, and what does the money buy?
Entry cost runs 67% below the typical automotive franchise.
Source: FDD 2025 · Items 5–7
FDD Item 7 · 2025 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $7K | $7K |
| Working capital (3–6 mo) | $87K | $102K |
| Equipment, build-out, other | $17K | $395K |
| Total initial investment | $111K | $504K |
Source: TIRE PROS 2025 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $111K – $504K
- Top 40% of category vs category
- Liquid capital req'd
- $87K – $102K
- Middle of category vs category
- Franchise fee
- $7K – $7K
- Top 40% of category vs category
- Royalty
- $695 per month
- Ad fund
- $200 per month
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Transfer fee | $2K |
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
TIRE PROS did not disclose financial performance in FDD Item 19. The ROIC and return models require Item 19 revenue. Without it all inputs are estimates. You can still run the calculator with your own assumptions by entering an expected revenue figure.
Returns model · single-unit ROIC
What would one TIRE PROS unit return on the cash you put in?
Unlevered ROIC · per unit
Estimated return on your total franchise investment, before any debt financing.
30%
Below the 30–60% attractive-franchise band
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2025 FDD
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Disclosure
Franchisor chose not to disclose financial performance representations. You will need to gather unit economics directly from existing franchisees.
Operator retention
System roughly stable (-1.6% 3-year CAGR) with 605 units.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Automotive averages
How Tire Pros Compares
Is the system healthy?
Source: FDD 2025 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 605
- Opened
- 70
- Last reporting year
- Closed
- 109
- Turnover rate
- 18.0%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (3-yr)
- -1.6%
- Net unit change over 3 years
- 3-yr CAGR
- -1.6%
- Compounded over last 3 years
3-year detail · Item 20
- Opened (3yr)
- 70
- Closed (3yr)
- 6
- Terminated (3yr)
- 103
- Non-renewed (3yr)
- 0
- Transfers (3yr)
- 21
- Reacquired (3yr)
- 0
- Franchisor bought back
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 42 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 22
- Loan volume
- $17.8M
- Median loan
- $642K
- 50th percentile
- Charge-off rate
- 0.0%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 19
- Defaults
- 0
- Typical loan rate
- 6.2%
- avg rate to borrowers
- Franchised industry avg
- 14.0%
- brand beats franchise avg ↓
- Jobs supported
- 217
- 1.2 per loan
- Lender concentration
- 9%
- top lender's share
Borrower mix: 21% went to startups / new businesses, 79% to established operators
Franchise vs independent — in tire dealers, franchised businesses charge off at 14.0% vs 16.4% for independents — franchising is associated with 15% lower SBA default risk in this category.
Top lenders financing Tire Pros franchisees
Showing 3 of 19 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Tire Pros's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 14 states
- Startup risk premium and job creation velocity
- 8-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
With a 0.0% charge-off rate across 22 loans, banks have historically viewed this brand favorably for lending.
What could kill this investment?
The auditor flagged going-concern doubt (Item 21) — the single biggest risk here.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
⚠ Grade capped at C: the auditor disclosed a going-concern note (FDD Item 21). The verdict score reflects the underlying financials before that cap.
Parent/predecessor American Tire Distributors (incl. Tire Pros Francorp) filed Chapter 11 in Oct 2024 with assets sold via 363 sale; financial_distress=true but financials_are_parent_level so the brand's own equity is not disclosed. No litigation and a large 605-unit system, but Item 19 is not disclosed and the recent parent bankruptcy plus new-owner transition stack multiple concerns.
Audited financials (Item 21)
Yes · Holthouse | Carlin | Van Trigt LLP⚠ Going-concern note flagged
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
ⓘ These are the parent company's consolidated financials (the parent guarantees the franchisor), not this brand's standalone results — the figure reflects the whole corporate group, not this brand alone.
Score breakdown · what drove the 68 / 100 verdict
- 01MINORRecent 2024 Chapter 11 of parent/predecessor (ATD), 363 sale
- 02MINORFinancial distress at parent level
- 03MINORNo Item 19 disclosure
- 04MINORLarge 605-unit system, no litigation
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Source: FDD 2025 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 5 years |
|---|---|
| Renewal term | 5 years |
| Allowed renewalsℹ | 1 |
| Protected territory | No |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Right of first refusalℹ | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | North Carolina |
| Litigation count | 0 |
Items 10, 11
Training & Operations
- Classroom training
- 0 hrs
- On-the-job training
- 37 hrs
- POS system
- Tire Guru
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Tire Guru
Item 20 · call current owners
Franchisee Contacts
672 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
TIRE PROS · FDD (2025) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a TIRE PROS franchise?
The total investment to open a TIRE PROS franchise ranges from $111K – $504K, with an initial franchise fee of $7K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do TIRE PROS franchise owners earn?
TIRE PROS does not disclose average franchise owner earnings in their FDD Item 19. Not all franchisors are required to make financial performance representations. We recommend asking existing franchisees directly about their financial experience.
What is Item 19 in the TIRE PROS FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the TIRE PROS FDD and qualifies whose outlets they describe.
What is TIRE PROS's franchise failure rate?
Based on SBA 7(a) loan data, TIRE PROS has a charge-off rate of 0.0% across 22 loans, meaning 0.0% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many TIRE PROS franchise locations are there?
As of their most recent FDD filing, TIRE PROS has 605 total units in the United States, including 605 franchised units and 0 company-owned units. 70 new units were opened in the latest reporting year.
Is TIRE PROS a good franchise to buy?
FranchiseVerdict rates TIRE PROS as a C-grade franchise with a verdict score of 68 out of 100 (higher is better), based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
If you represent TIRE PROS, you can request corrections or provide updated information.
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.