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4 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.
Focus by buyer type
| Brand |  BAbove averageSpiderSmart Learning Education 2025 FDD Remove |  BAbove averageHudson Valley Swim Education 2025 FDD Remove |  DBelow averageJEI Learning Center Education 2026 FDD Remove |  AStrongest tierEOS Worldwide Education 2026 FDD Remove |
|---|---|---|---|---|
| Vitals | ||||
FDD filing | FDD issued May 14, 2025 | FDD issued Apr 22, 2025 | FDD issued Apr 14, 2026 | 2026 FDD |
Investment range | $80K – $139K | $94K – $122K | $85K – $139K | $62K – $153K |
Liquid capital | $15K – $20K | $900 – $2K | $8K – $18K | $0 – $55K |
Franchise fee | $30K | $60K | $23K | $5K |
Royalty rate | 5.0% | 8.0% | Set by a formula | Flat fee |
Ad fund rate | Not extracted | 2.0% | Not extracted | Not extracted |
| Performance | ||||
Avg gross sales | No Item 19 representation | $209KOutlet subset | No Item 19 representation | $393KPer franchisee, not per outlet |
Median gross sales | Not disclosed | Not extracted | Not disclosed | $340KPer franchisee, not per outlet |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | $40K | Not disclosed | Not extracted |
Earnings metric | Not classified | Net Profit/Loss | Not classified | Not classified |
| Risk | ||||
Rating | BAbove average | BAbove average | DBelow average | AStrongest tier |
Verdict score | 56 / 100 | 58 / 100 | 36 / 100 | 88 / 100 |
SBA charge-off rate | Not SBA-matched | Under 10 loans (6) | Under 10 loans (4) | Under 10 loans (8) |
SBA loans on record | N/A | 6 | 4 | 8 |
| Scale | ||||
Total units | 19 | 13 | 44 | 738 |
Net change (latest yr) | +2 | +2 | -2 | +6 |
Signed, not yet open | 0 (0.00 per open outlet) | 0 (0.00 per open outlet) | Not extracted | Not extracted |
Turnover rate | 0.0% | 0.0% | 4.5% | 9.3% |
| Contract | ||||
Initial term (years) | 10 | 10 | 5 | 5 |
Renewal term (years) | 10 | 10 | 5 | 3 |
Initial training (hrs) | 22 | 52 | 69 | 27 |
| Contacts | ||||
Franchisee phones | 20 | 0 | 45 | 156 |
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