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FranchiseVerdict

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3 brands side-by-side

Compare up to 5 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.

Focus by buyer type

Brand
Jollibee logoBAbove average
Jollibee
Quick-Service Restaurants
2026 FDD
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Panera Bread logoAStrongest tier
Panera Bread
Quick-Service Restaurants
2025 FDD
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Mr. Gatti’s FEC logoBAbove average
Mr. Gatti’s FEC
Quick-Service Restaurants
2025 FDD
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Vitals
FDD filing
FDD issued Apr 17, 2026
FDD issued Apr 29, 2025
FDD issued Apr 17, 2025
Investment range
$2.1M – $4.6M
$1.4M – $4.7M
$2.1M – $3.8M
Liquid capital
$249K – $911K
$86K – $352K
$50K – $390K
Franchise fee
$40K
$35K
$50K
Royalty rate
5.0%
5.0%
5.0%
Ad fund rate
4.0%
3.5%
2.0%
Performance
Avg gross sales
Partial, no system average
$2.6MNet sales
$2.6MIncl. company outlets
Median gross sales
Not extracted
Not extracted
$2.6MIncl. company outlets
Avg owner earnings
Metric varies by brand. Check type below
Not extracted
$382K
Not extracted
Earnings metric
Not classified
Net Profit
Not classified
Risk
Rating
BAbove average
AStrongest tier
BAbove average
Verdict score
61 / 100
75 / 100
64 / 100
SBA charge-off rate
Not SBA-matched
Under 10 loans (1)
Not SBA-matched
SBA loans on record
N/A
1
N/A
Scale
Total units
81
2,206
53
Net change (latest yr)
+1
-8
-1
Signed, not yet open
12 (0.15 per open outlet)
Not extracted
6 (0.11 per open outlet)
Turnover rate
0.0%
1.5%
3.9%
Contract
Initial term (years)
20
20
10
Renewal term (years)
20
20
10
Initial training (hrs)
277
520
200
Contacts
Franchisee phones
0
69
80

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