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2 brands side-by-side
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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  AStrongest tierFamily Financial Centers Financial Services Remove |  FWeakest tierUnited Check Cashing Financial Services Remove |
|---|---|---|
| Vitals | ||
Investment range | $224K – $309K | $226K – $297K |
Liquid capital | $5K – $34K | $15K – $25K |
Franchise fee | $41K | $30K |
Royalty rate | N/A | N/A |
Ad fund rate | 2.0% | N/A |
| Performance | ||
Avg gross sales | $262K | N/A |
Median gross sales | $153K | N/A |
Avg owner earnings Metric varies by brand. Check type below | N/A | N/A |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | AStrongest tier | FWeakest tier |
Verdict score | 59 / 100 | 24 / 100 |
SBA charge-off rate | N/A | 25.0% |
SBA loans on record | 1 | 46 |
| Scale | ||
Total units | 52 | 48 |
Net change (latest yr) | N/A | N/A |
Turnover rate | 17.3% | 14.6% |
| Contract | ||
Initial term (years) | 15 | 15 |
Renewal term (years) | 5 | 15 |
Initial training (hrs) | 77 | 40 |
| Contacts | ||
Franchisee phones | 51 | 58 |
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