Family Financial Centers vs United Check Cashing
Franchise Comparison 2026
Both Family Financial Centers and United Check Cashing are financial services franchises. Family Financial Centers requires an investment of $224K – $309K while United Check Cashing requires $226K – $297K. Family Financial Centers discloses average revenue of $262K; no Item 19 revenue figure is on file for United Check Cashing. United Check Cashing has SBA lending data on file with a 25.0% charge-off rate. FranchiseVerdict rates Family Financial Centers B (Above average) and United Check Cashing D (Below average).
| Metric | Family Financial Centers | United Check Cashing |
|---|---|---|
| Verdict Grade | BAbove average | DBelow average |
| Investment Range | $224K – $309K | $226K – $297K |
| Franchise Fee | $41K | $30K |
| Royalty Rate | 1.0% | 1.0% |
| Average Revenue (Item 19) | $262K | N/A |
| SBA Charge-Off Rate | Limited data | 25.0% (46 loans) |
| Total Units | 52 | 48 |
| Unit Growth (YoY) | -3 units | -4 units |
| Year Began Franchising | 2004 | 1991 |
| FDD Year | 2025 | 2025 |
Investment Range
$224K – $309K
$226K – $297K
Franchise Fee
$41K
$30K
Royalty Rate
1.0%
1.0%
Average Revenue (Item 19)
$262K
N/A
SBA Charge-Off Rate
Limited data
25.0% (46 loans)
Total Units
52
48
Unit Growth (YoY)
-3 units
-4 units
Year Began Franchising
2004
1991
FDD Year
2025
2025