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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  CAverageEssential Speech & ABA Therapy Healthcare 2025 FDD Remove |  BAbove average986 Pharmacy Healthcare 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 25, 2025 | FDD issued Mar 15, 2025 |
Investment range | $268K – $699K | $280K – $671K |
Liquid capital | $120K – $240K | $130K – $160K |
Franchise fee | $50K | $75K |
Royalty rate | 5.0% | Flat fee |
Ad fund rate | 0.0% | 0.0% |
| Performance | ||
Avg gross sales | Partial, no system average | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | CAverage | BAbove average |
Verdict score | 44 / 100 | 69 / 100 |
SBA charge-off rate | Not SBA-matched | Limited · 10 loans |
SBA loans on record | N/A | 10 |
| Scale | ||
Total units | 13 | 44 |
Net change (latest yr) | +6 | +14 |
Signed, not yet open | 4 (0.31 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 0.0% | 2.6% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 81 | 125 |
| Contacts | ||
Franchisee phones | 12 | 36 |
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