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FranchiseVerdict

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4 brands side-by-side

Compare up to 5 brands side by side

indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These figures come from FDDs of different years (2023, 2024, 2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.

Focus by buyer type

Brand
Crown Trophy logoAStrongest tier
Crown Trophy
Retail
2026 FDD
Remove
FASTFRAME logoFWeakest tier
FASTFRAME
Retail
2024 FDD
Remove
PayMore logoBAbove average
PayMore
Retail
2025 FDD
Remove
Farm Stores / Swiss Farms logoBAbove average
Farm Stores / Swiss Farms
Retail
2023 FDD
Remove
Vitals
FDD filing
2026 FDD
FDD issued Jan 2, 2024
FDD issued Apr 17, 2025
FDD issued Aug 7, 2023
Investment range
$168K – $199K
$135K – $247K
$132K – $257K
$145K – $249K
Liquid capital
$30K – $35K
$10K – $15K
$20K – $60K
$75K – $100K
Franchise fee
$35K
$35K
$35K
$15KConditional fee
Royalty rate
5.0%
6.0%
5.0%
6.0%
Ad fund rate
2.0%
2.0%
1.0%
1.0%
Performance
Avg gross sales
No Item 19 representation
No Item 19 representation
$1.2MCombined outlet types
$824K
Median gross sales
Not disclosed
Not disclosed
$1.3MCombined outlet types
$698K
Avg owner earnings
Metric varies by brand. Check type below
Not disclosed
Not disclosed
Not extracted
Not extracted
Earnings metric
Not classified
Not classified
Not classified
Not classified
Risk
Rating
AStrongest tier
FWeakest tier
BAbove average
BAbove average
Verdict score
73 / 100
24 / 100
61 / 100
51 / 100
SBA charge-off rate
9.8% (n=57)
27.0% (n=102)
Limited · 15 loans
Under 10 loans (4)
SBA loans on record
57
102
15
4
Scale
Total units
127
39
58
44
Net change (latest yr)
-2
-1
+37
-2
Signed, not yet open
0 (0.00 per open outlet)
0 (0.00 per open outlet)
25 (0.43 per open outlet)
15 (0.34 per open outlet)
Turnover rate
1.6%
5.1%
1.7%
22.7%
Contract
Initial term (years)
5
10
15
10
Renewal term (years)
5
10
10
10
Initial training (hrs)
64
128
60
58
Contacts
Franchisee phones
100
14
53
59

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