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Brand	ATop Quintile Circle K Retail Remove	ATop Quintile PANDORA Retail Remove
Vitals
Investment range	$1.5M – $2.7M	$961K – $1.8M
Liquid capital	$10K – $20K	$25K – $50K
Franchise fee	$25K	$0
Royalty rate	3.0%	N/A
Ad fund rate	1.5%	3.0%
Performance
Avg gross sales	$1.4M	N/A
Median gross sales	$1.3M	N/A
Avg owner earnings Metric varies by brand. Check type below	N/A	N/A
Earnings metric	Not classified	Not classified
Risk
Rating	ATop Quintile	ATop Quintile
Risk score	40 / 100	42 / 100
SBA charge-off rate	8.3%	11.1%
SBA loans on record	45	9
Scale
Total units	6,063	447
Net change (latest yr)	N/A	N/A
Turnover rate	1.2%	0.9%
Contract
Initial term (years)	10	5
Renewal term (years)	10	3
Initial training (hrs)	200	N/A
Contacts
Franchisee phones	458	2