Circle K vs PANDORA
Franchise Comparison 2026
Both Circle K and PANDORA are retail franchises. Circle K requires an investment of $1.5M – $2.7M while PANDORA requires $961K – $1.8M. Circle K discloses average revenue of $1.4M; PANDORA does not report Item 19 data. Circle K has SBA lending data on file with a 8.3% charge-off rate. FranchiseVerdict rates Circle K A (Top Quintile) and PANDORA A (Top Quintile).
| Metric | Circle K | PANDORA |
|---|---|---|
| Verdict Grade | ATop QuintileTop Quintile | ATop QuintileTop Quintile |
| Investment Range | $1.5M – $2.7M | $961K – $1.8M |
| Franchise Fee | $25K | $0 |
| Royalty Rate | 3.0% | N/A |
| Average Revenue (Item 19) | $1.4M | N/A |
| SBA Charge-Off Rate | 8.3% (45 loans) | Limited data |
| Total Units | 6,063 | 447 |
| Unit Growth (YoY) | N/A | N/A |
| Year Began Franchising | 1995 | 2010 |
| FDD Year | 2024 | 2024 |
Investment Range
$1.5M – $2.7M
$961K – $1.8M
Franchise Fee
$25K
$0
Royalty Rate
3.0%
N/A
Average Revenue (Item 19)
$1.4M
N/A
SBA Charge-Off Rate
8.3% (45 loans)
Limited data
Total Units
6,063
447
Unit Growth (YoY)
N/A
N/A
Year Began Franchising
1995
2010
FDD Year
2024
2024