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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageATAX Financial Services 2025 FDD Remove |  FWeakest tierLedgers Financial Services 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 24, 2025 | FDD issued Apr 29, 2025 |
Investment range | $59K – $89K | $48K – $90K |
Liquid capital | $4K – $15K | $5K – $15K |
Franchise fee | $35K | $35K |
Royalty rate | Not extracted | 10.0% |
Ad fund rate | 3.0% | 3.0% |
| Performance | ||
Avg gross sales | $111K | No Item 19 representation |
Median gross sales | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | FWeakest tier |
Verdict score | 54 / 100 | 19 / 100 |
SBA charge-off rate | Under 10 loans (8) | Not SBA-matched |
SBA loans on record | 8 | N/A |
| Scale | ||
Total units | 117 | 2 |
Net change (latest yr) | +5 | -2 |
Signed, not yet open | Not extracted | 0 (0.00 per open outlet) |
Turnover rate | 12.8% | 150.0% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 10 | 10 |
Initial training (hrs) | 32 | 18 |
| Contacts | ||
Franchisee phones | 123 | 3 |
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