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FranchiseVerdict

ATAX vs Ledgers

Franchise Comparison 2026

Both ATAX and Ledgers are financial services franchises. ATAX requires an investment of $59K – $89K while Ledgers requires $48K – $90K. ATAX discloses average revenue of $111K; Ledgers makes no financial performance representation in its Item 19, which is voluntary under the FTC Franchise Rule. FranchiseVerdict rates ATAX B (Above average) and Ledgers F (Weakest tier).

Investment Range
$59K – $89K
$48K – $90K
Franchise Fee
$35K
$35K
Royalty Rate
Royalty Fee is 14% of Gross Revenues, payable weekly (subject to a minimum annual royalty).
10.0%
Average Revenue (Item 19)
$111K
N/ANo Item 19 representation
SBA Charge-Off Rate
Limited data
N/A
Total Units
117
2
Unit Growth (YoY)
+5 units
-2 units
Year Began Franchising
2019
2020
FDD Year
2025
2025