FranchiseVerdict
Great Plains National Bank logo

SBA 7(a) franchise lending portfolio

Great Plains National Bank

EXCELLENT risk
Total loans
16
Loan volume
$9.3M
Avg loan size
$582K
Default rate
0.0%
vs 15.4% national avg

Defaults

0

Avg interest

6.83%

Franchises funded

13

Risk rating

EXCELLENT

Top franchise exposures

FranchiseLoansVolumeDefault %
Quiznos2$265K0.0%
La Quinta Inn2$4.6M0.0%
Metal Supermarkets2$186K0.0%
Tropical Smoothie1$186K0.0%
Marble Slab Creamery1$251K0.0%
Merle Norman Cosmetics1$55K0.0%
Temporary Franchises1$93K0.0%
Sears Catalog Store1$550K0.0%
Magnolia Soap and Bath1$30K
Farmers Insurance Agent Appoin1$455K
Mr. Appliance1$375K
The Halal Guys1$350K
Maple Bear School1$1.9M

Lending volume by year

1
'05
3
'06
1
'09
1
'10
3
'11
1
'20
2
'21
1
'23
3
'25

Geographic exposure

130.0%
2
1

Portfolio summary

Total funded$9.3M
Defaults0 of 16
Risk tierEXCELLENT
Avg rate6.83%

Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict

Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).