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SBA 7(a) franchise lending portfolio
Coulee Bank
EXCELLENT risk
- Total loans
- 22
- Loan volume
- $16.2M
- Avg loan size
- $737K
- Default rate
- 0.0%
- vs 15.4% national avg
Defaults
0
Avg interest
6.30%
Franchises funded
17
Risk rating
EXCELLENT
Top franchise exposures
| Franchise | Loans | Volume | Default % |
|---|---|---|---|
| Once Upon A Child | 2 | $625K | 0.0% |
| Toppers Pizza | 2 | $675K | 0.0% |
| Enviro-Master Services | 2 | $225K | 0.0% |
| Econo Lodge by Choice Hotels/E | 2 | $4.8M | 0.0% |
| Domino's | 2 | $2.5M | — |
| Burger King | 1 | $545K | 0.0% |
| Domino's Pizza | 1 | $195K | 0.0% |
| A & W Restaurant | 1 | $385K | 0.0% |
| Temporary Franchises | 1 | $60K | 0.0% |
| Little Caesar Pizza | 1 | $350K | 0.0% |
| Los Campeones Gym | 1 | $317K | — |
| Snap-On | 1 | $190K | — |
| Clarion Inn by Choice Hotels/C | 1 | $2.4M | — |
| SportClips | 1 | $123K | 0.0% |
| Minuteman Press | 1 | $172K | — |
| The UPS Store (f/k/a Mail Box | 1 | $250K | — |
| La Quinta by Wyndham a.k.a. La | 1 | $2.4M | 0.0% |
Lending volume by year
1'03
1'06
2'10
1'11
1'12
3'16
2'19
2'20
4'21
1'22
3'23
1'25
Source: SBA 7(a) FOIA loan-level data, aggregated by FranchiseVerdict
Default rate = charge-offs / (charge-offs + paid-in-full). Active, exempt, and cancelled loans are excluded. Risk ratings: Excellent (<5%), Good (5-10%), Average (10-15%), Elevated (15-20%), Critical (>20%).