Bottom line
- Total investment $223K – $509K including a $16K franchise fee.
- No Item 19 financial performance data disclosed — the franchisor chose not to publish revenue figures.
- Rated MODERATE with a risk score of 56/100. SBA loan default rate of 0.0% across 110 loans (below the industry average).
- Established system with 3,328 units across 36 years of franchising — strong brand recognition and operational playbook.
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Snap-on unit return on the cash you put in?
Unlevered ROIC · per unit
31%
In Yale's "attractive" band (30–60%)
Overview
About
Snap-on franchisees operate mobile tool and equipment distribution businesses, traveling to industrial and automotive customer locations (shops, factories, construction sites) to sell professional-grade tools, diagnostic equipment, and related products. Day-to-day activities include route management, customer relationship building, inventory management, and sales execution across assigned protected territories.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
This franchisor did not disclose financial performance representations in Item 19, or our extractor could not parse them.
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 18 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Snap-on presents a CAUTION-to-HIGH RISK profile: declining market presence, active misclassification litigation, undisclosed earnings, and labor compliance issues create material uncertainty around franchisee viability and franchisor accountability.
Score breakdown · what drove the 56 / 100 rating
- 01MINORDeclining unit count (-2.4% YoY) suggests system contraction and potential market saturation
- 02HIGH7 total litigation cases involving misclassification of franchisees—3 pending—indicating systemic employment classification disputes
- 03MINORNo Item 19 (average revenue/income disclosure) prevents validation of franchise profitability claims
- 04MINORHigh initial investment ($223k–$509k) combined with low monthly royalty ($156) suggests reliance on upfront fees rather than revenue sharing
- 05MINORMultiple labor code violation settlements indicate potential compliance issues with franchisee treatment
- 06MINORData security breach settlement raises operational and liability concerns
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
95 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Snap-on · FDD (2026) PDF