abc Seamless Franchise Cost, Revenue & Review 2026
- Investment
- $188K – $332K
- Disclosed sales
- partial, no system average
- SBA charge-off
- 18.2%
- on 25 loans
Data from FDD filing + SBA 7(a) records
Analysis by FranchiseVerdict Research · Methodology
abc Seamless is a home-improvement franchise that manufactures and installs seamless steel siding, metal roofing, and seamless gutters on site. Franchisees run a sales-and-install operation handling consultations, custom fabrication, and installation in a territory.
FranchiseVerdict summary · 2026
A abc Seamless franchise requires a total initial investment of $188K – $332K, including a $55K franchise fee and an ongoing 3.0% royalty[2]. The 2024 FDD on file does not yield a unit-revenue figure we can publish. SBA 7(a) loans show a 18.2% charge-off rate across 25 loans[1]. FranchiseVerdict grade: B (Above average), an editorial assessment, not investment advice. Run a live ROI scan →
Sources, dates and evidence
FDD issued: · Data extracted: · Last cited check: · Staleness risk: high - issued more than two years ago
Evidence: strong✓ Investment (Item 7)✓ Item 19 status✓ Units and owners (Item 20)✓ SBA loan coverage✓ Litigation (Item 3)✓ Financial statements (Item 21)✓ Franchisor identityhow this is scored4 of 6 headline figures on this page cite a page of the filing; the rest are marked “Not cited” beside the figure.
Overview
- Investment
- $188K – $332K
- 75th pct Home Services
- Avg gross sales
- N/A
- Incl. company outlets
- Royalty
- 3.0%
- 2nd pct Home Services
- Units
- 72
- 52nd pct Home Services
- SBA charge-off
- 18.2%
- % of SBA 7(a) loans not repaid · median varies by category
Quick verdict · Home Services · color = vs category peers
Green = favorable by >10% vs Home Services median · No shading = within ±10% · Red = unfavorable by >10% · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Bottom line
- COSTTotal investment $188K – $332K including a $55K franchise fee, 3.0% ongoing royalty.
- RETURNSItem 19 reports 2024 Gross Receipts only (no cost/expense data). Franchised figures cover 68 territories operated by 59 franchisees (58 line items, some multi-territory). Figures unaudited, provided by franchisees or based on supplier purchases.
- RISKVerdict B (Above average), verdict score 49/100 (higher is better). SBA loan charge-off rate of 18.2% across 25 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2025).
- GROWTHNegative: net -3 franchised outlets in the latest year (1 opened, 4 closed) (Item 20).
- DECLINESystem contracting at -10.5% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
Corporate structure & franchisor financials
- Legal entity
- ABC, Inc.
- CEO title
- President and CEO
- Edward (Ted) Franssen
- Incorporated in
- North Dakota
- HQ
- 8032 Maple Street, Omaha, Nebraska 68134
- Auditor
- AMGL, CPAs & Advisors
- Audited financials
- Franchisor revenue
- $2.6M
- vs $2.2M prior year
Overview
About
- CEO
- Edward (Ted) Franssen
- Headquarters
- Nebraska
- Founded
- 1978
- FDD year
- 2024
- States available
- 23
Can you afford it, and what does the money buy?
Entry cost runs 54% above the typical home services franchise.
Source: FDD 2024 · Items 5–7
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $55K | $55K |
| Working capital (3–6 mo) | $16K | $50K |
| Equipment, build-out, other | $117K | $227K |
| Total initial investment | $188K | $332K |
Source: abc Seamless 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $188K – $332K
- Bottom third — review vs category
- Liquid capital req'd
- $16K – $50K
- Middle of category vs category
- Franchise fee
- $55K – $55K
- Middle of category vs category
- Royalty
- 3.0%
- Set by a formula · typical 6–8%
- Ad fund
- 1.0%
- typical 3–5%
- Total fee load
- 4.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 3.0% of gross sales |
| Marketing / ad fund | 1.0% of gross sales |
| Transfer fee | $25K |
| Renewal fee | $0 |
| Inventory (initial) | $10K – $40K |
| Total fee load | 4.0% of rev |
What do units actually make?
Source: FDD 2024 · Item 19
ROI & LBO modelsSingle-unit · 25-unit portfolio · editable
No Item 19 revenue figure for abc Seamless is on file. The return models need a revenue figure to start from, and the operating costs that turn gross sales into a profit are in no FDD. Enter your own and the calculator runs on your assumptions — nothing here is modelled until you do.
Returns model · single-unit ROIC
What would one abc Seamless unit return on the cash you put in?
Illustrative category typicals — not sourced to any filing, survey or sample. Replace them with figures from franchisee validation calls before you rely on the output.
Unlevered ROIC · per unit
Your modelled return on total invested capital, before any debt financing.
—
An FDD discloses gross sales, not profit. We hold no sourced figure for annual revenue, COGS, labour, rent / occupancy and other operating costs, and will not substitute an assumed one. Enter your own and the model runs on your assumptions.
These models are for research and scenario planning only. Not investment advice. Actual results depend on your specific location, management, and market conditions. Consult a franchise attorney and accountant before signing any franchise agreement.
Item 19 · Source: 2024 FDD
Financial Performance
Item 19 reports 2024 Gross Receipts only (no cost/expense data). Franchised figures cover 68 territories operated by 59 franchisees (58 line items, some multi-territory). Figures unaudited, provided by franchisees or based on supplier purchases.
Includes company-owned outlets
- Item 19 type
- gross sales
- Sample size
- 68
- vs category median 32 · large
- Range (low → high)
- $7K→$3.6MNot cited — published from our reading of the franchisor's disclosure document; the page it is printed on has not been located.
- Cohort dispersion (min → max)
- Reporting year
- 2024
- Fiscal year the figures cover
- Source filing
- FDD 2024
- The FDD edition these figures were read from
Compared against 319 Home Services brands
Operator outlook
What the numbers say
Data-driven interpretation of this brand's financial disclosures, fee structure, and system trajectory.
Fee burden
Total ongoing fee load of 4.0% — below the Home Services median of 8.0%.
Disclosure
Item 19 reports outlet revenue, but not in a form that yields a per-outlet average we can compare across brands.
Operator retention
System contracting at -10.5% CAGR over 3 years. Investigate whether closures are franchisor-driven consolidation or franchisee exits.
Source: FDD Item 19 financial performance representations and publicly filed FDD data. Past performance is not indicative of future results. Verify all figures with the franchisor and current franchisees before making any investment decision.
vs Home Services medians
How abc Seamless Compares
Category median of published Home Services brands that report the figure; the middle half spans the 25th to 75th percentile and n counts the brands behind it. Medians are used because a few very large systems pull an average far from the typical brand. Revenue is disclosed gross sales, not profit.
Is the system healthy?
Source: FDD 2024 · Item 20
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 72
- Opened
- 1
- Last reporting year
- Closed
- 4
- Terminated
- 3
- Franchisor ended the franchise (per Item 20)
- Non-renewed
- 0
- Term expired, not renewed (per Item 20)
- Turnover rate
- 5.6%
- Company-owned
- 4
- Corporate units in the system
- % franchised
- 94%
- vs corporate-owned
- Net growth (3-yr)
- -10.5%
- Net unit change over 3 years
- 3-yr CAGR
- -10.5%
- Compounded over last 3 years
Last fiscal year · Item 20 exits and transfers
- Terminated
- 3
- Not renewed
- 0
- Transferred
- 0
- Reacquired
- 0
- Franchisor bought back
- Projected new
- 0
- Franchisor's next-year forecast
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 12 · 23 states reported
The Territory Map
FDD Item 12 reports the state count, but the specific list isn't in our current data. The map will appear once we re-extract from the FDD or enough franchisee contacts are available.
23
states with franchisees (per FDD Item 12)
Where the owners are · Item 20 owner list
1 current owner across 1 state.
- MO 1
Counts only, from the list the franchisor prints in Item 20; 3 entries carry no state. Names and phone numbers are for your own due diligence and are not shown here.
A system losing more than 10% of its units year-over-year is a red flag. Check whether closures are concentrated in specific regions.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 25
- Loan volume
- $3.9M
- Median loan
- $123K
- 50th percentile
- Charge-off rate
- 18.2%
- on 25 loans · rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 81.8%
- 5-yr charge-off
- N/A
- Loans approved 2021+
- Active lenders
- 18
- Defaults
- 4
- Typical loan rate
- 5.5%
- avg rate to borrowers
- vs industry
- 18.2%
- brand is above its industry ↑
- Jobs supported
- 149
- 3.8 per loan
- Lender concentration
- 16%
- top lender's share
Borrower mix: 33% went to startups / new businesses, 67% to established operators
Top lenders financing abc Seamless franchisees
Showing 3 of 18 lenders. The full breakdown — every lender, state distribution, interest rates & risk ratings — is in the SBA Lending Report below.
Explore lender portfolios on Bank Reports or regional data on State Reports.
Lender network · 7(a) + 504
SBA Lending Report
Full lending analysis for abc Seamless from SBA 7(a) FOIA data.
- Principal loss rate
- 9.8%
- Avg SBA guarantee
- 77%
- Avg interest rate
- 5.51%
- Avg chargeoff amount
- $97K
- Lender concentration
- 16.0%
- Job velocity
- 3.8 per $100K
- NAICS benchmark
- 18.2%
- NAICS 235610
- Jobs supported
- 149
Top SBA lendersTop lender holds 16% of loans
| # | Lender | Loans | Volume | Default % |
|---|---|---|---|---|
| 1 | First Interstate Bank | 4 | $669K | 25.0% |
| 2 | UMB Bank, National Association | 2 | $301K | 50.0% |
| 3 | Hershey Bank | 2 | $140K | 0.0% |
| 4 | Wells Fargo Bank National Association | 2 | $130K | 0.0% |
| 5 | Security Bank USA | 2 | $552K | N/A |
| 6 | People's United Bank, National Association | 1 | $40K | 0.0% |
| 7 | Bankers Trust Company | 1 | $350K | 0.0% |
| 8 | Minnwest Bank | 1 | $47K | 0.0% |
| 9 | The Huntington National Bank | 1 | $190K | 100.0% |
| 10 | HomeTown Bank | 1 | $50K | 100.0% |
Geographic failure vector
| State | Loans | Defaults | Rate |
|---|---|---|---|
| MNMinnesota | 6 | 1 | 25.0% |
| NENebraska | 4 | 0 | 0.0% |
| IAIowa | 2 | 1 | 50.0% |
| SDSouth Dakota | 2 | 0 | 0.0% |
| WIWisconsin | 2 | 1 | 100.0% |
| IDIdaho | 1 | 0 | 0.0% |
| INIndiana | 1 | 0 | 0.0% |
| MAMassachusetts | 1 | 0 | 0.0% |
| MDMaryland | 1 | 0 | 0.0% |
| MOMissouri | 1 | 0 | 0.0% |
SBA 7(a) lending trend
Borrower profile
Source: SBA 7(a) + 504 FOIA loan-level data, matched by FranchiseVerdict
What could kill this investment?
SBA loans charge off at 18.2% — 13% above the 16.0% national norm, i.e. higher lender-observed risk.
Source: SBA 7(a) FOIA · FDD Items 3, 21
Risk analysis
FranchiseVerdict rating + FDD Items 3, 4, 8, 16, 21
Risk & Legal
Litigation (Item 3)
Subject: the franchisor is a named party (plaintiff).
ABC, Inc. d/b/a abc Seamless, Inc. v. J.M. Johnson, LLC (AAA, filed March 4, 2024): franchisor-initiated arbitration against a franchisee seeking injunctive relief, breach of contract and trademark infringement after the franchisee refused an audit; alleged no more than $150,000 in damages. Dismissed because the franchisee was operating under an expired franchise agreement.
Bankruptcy (Item 4)
None disclosed
Audited financials (Item 21)
Yes · AMGL, CPAs & Advisors
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Supplier relationship · Items 8 & 16
- Franchisor sells you products: Yes
- Kickbacks from required suppliers: Yes
- Must buy proprietary products: Yes
- Restricted to system-approved products: Yes
- Can negotiate own supplier terms: No
Score breakdown · what drove the 49 / 100 verdict
- 01MEDUnit count declined 4.2% YoY (72 units), indicating system contraction and potential market saturation or franchisee dissatisfaction
- 02MINORNo average revenue or net income disclosure in FDD Item 19, making ROI impossible to validate and suggesting weak unit economics
- 03HIGHRecent litigation initiated by franchisor (2024) against franchisee for breach of contract, indicating enforcement disputes and operational friction
- 04MINOREscalating minimum royalties ($1K-$4K annually) combined with 3% gross receipts creates dual fee burden that may pressure low-margin food businesses
- 05MINORDeclining unit base reduces franchisor's support infrastructure and collective bargaining power with vendors, increasing franchisee operational costs
- 06MINORNo 'Going Concern' statement suggests financial stability questions about franchisor's long-term viability to support franchisees
Severity inferred from the FDD text · not a regulatory classification
What are you signing up for?
Ongoing fees run about 4.0% of sales (royalty + ad fund), before rent and labor.
Source: FDD 2024 · Items 11, 12, 17
FDD Items 12, 15, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 10 years |
|---|---|
| Renewal term | 10 years |
| Allowed renewalsℹ | 1 |
| Territory type | Protected territory |
| Protected territory | Yes |
| Exclusive territoryℹ | No |
| Territory sizeℹ | Area with approximately 150,000 single-family homes per latest US Census |
| Online sales rights | Restricted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Non-compete (miles)ℹ | 10 mi |
| Right of first refusalℹ | Yes |
| Transfer requires consent | Yes |
| Termination notice | 30 days |
| Mandatory arbitration | No |
| Governing law | Nebraska |
| Litigation count | 1 |
View Item 3 litigation summary
ABC, Inc. d/b/a abc Seamless, Inc. v. J.M. Johnson, LLC (AAA, filed March 4, 2024): franchisor-initiated arbitration against a franchisee seeking injunctive relief, breach of contract and trademark infringement after the franchisee refused an audit; alleged no more than $150,000 in damages. Dismissed because the franchisee was operating under an expired franchise agreement.
Items 10, 11
Training & Operations
- Classroom training
- 96 hrs
- On-the-job training
- 80 hrs
- Training location
- Nebraska (franchisor headquarters); may be partly virtual
- Ongoing training
- Required
- Time to open
- 4 mo
- From signing to launch
- Site selection
- franchisee
- Franchisor financing
- Offered
- Item 10
- POS system
- QuickBooks and Builder Prime
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: QuickBooks and Builder Prime
Item 20 · call current owners
Franchisee Contacts
4 owners to call
Name · phone · city · state. Extracted from FDD Item 20
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a abc Seamless franchise?
The total investment to open a abc Seamless franchise ranges from $188K – $332K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do abc Seamless franchise owners earn?
Item 19 of the abc Seamless FDD discloses outlet figures from $7K to $3.6M but no single average across all outlets. These are gross sales figures, not profit; the Revenue section shows what the filing reports and on what basis. Item 20 of the FDD lists current and former franchisees; asking them directly is the standard way to fill this gap.
Who owns abc Seamless?
abc Seamless is franchised by ABC, Inc.. Source: FDD Item 1, 2024 filing.
What is Item 19 in the abc Seamless FDD?
The FDD section where a franchisor may disclose financial performance of its outlets. Disclosure is optional and formats vary; figures are typically gross sales, which is revenue before expenses, not profit. FranchiseVerdict extracts these figures directly from the abc Seamless FDD and qualifies whose outlets they describe.
What is abc Seamless's franchise failure rate?
Based on SBA 7(a) loan data, abc Seamless has a charge-off rate of 18.2% across 25 loans, meaning 18.2% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many abc Seamless franchise locations are there?
As of their most recent FDD filing, abc Seamless has 72 total units in the United States, including 68 franchised units and 4 company-owned units. 1 new units were opened in the latest reporting year.
Is abc Seamless a good franchise to buy?
FranchiseVerdict rates abc Seamless as a B-grade franchise with a verdict score of 49 out of 100 (higher is better). The grade is a deterministic score built from six weighted dimensions — financial health, unit economics, unit growth, scale, legal, and transparency — then calibrated against SBA loan charge-off rates and FDD age. Transparency is one of the six, so a filing that discloses less scores lower on that dimension than one that discloses more. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
Are you the franchisor?
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.