Bottom line
- Total investment $91K – $270K including a $54K franchise fee, 5.0% ongoing royalty.
- Average unit revenue of $2.6M/year (median $2.3M).
- Rated STRONG with a risk score of 43/100. SBA loan default rate of 0.0% across 206 loans (below the industry average).
Item 1 · who you're contracting with
The Franchisor
Yale framework · single-unit ROIC
Returns Analysis
Pulls Item 7 (investment) and Item 19 (revenue) from this brand's FDD into the Yale unlevered-ROIC formula. Override any input to stress-test it against your own assumptions.
The model · Yale framework
What would one Home Instead unit return on the cash you put in?
Unlevered ROIC · per unit
229%
Above typical band (30–60%)
Levered LBO scenario · Yale Crease Capital framing
What would 25 Home Instead units return on equity?
Equity IRR · 5-yr
24.1%
2.94× MOIC
Year-1 DSCR
3.58×
EBITDA ÷ debt service
Equity required
$24.2M
on $41.8M purchase
Total debt
$17.5M
SBA $5.0M + senior + seller note
Overview
About
Home Instead franchisees operate in-home senior care services, employing and scheduling caregivers to provide non-medical companionship, personal care, and support services to elderly clients in their homes. Day-to-day operations involve caregiver recruitment/training, client scheduling coordination, quality assurance visits, billing/collections management, and local marketing to acquire new clients.
Item 7 · what it costs
The Vitals
Item 19
Financial Performance
Item 20 · unit dynamics
The Growth Chart
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 9 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator — not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee phone area codes (Item 20). Approximate — ported numbers may show the original state, not the franchisee's current location.
Government records
SBA Loan Data
Aggregated from SBA 7(a) loan disclosures, public data unique to FranchiseVerdict.
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Home Instead presents moderate-to-high risk due to stagnant growth, undisclosed profitability data, ongoing litigation history, and unverified revenue claims that require substantial validation before investment.
Score breakdown · what drove the 43 / 100 rating
- 01MEDStagnant unit growth (0.5% YoY) suggests mature/declining system with limited expansion opportunity
- 02MINORNo Item 19 financial disclosure limits ability to validate $2.6M average revenue claim and actual profitability
- 03HIGHMultiple litigation cases involving breach of non-compete and wrongful termination indicate franchisor-franchisee relationship strain
- 04MINORHigh initial investment ($54K-$270K) relative to stated 5% royalty with unverified net income creates profitability uncertainty
- 05MEDService-based model dependent on labor costs and local hiring, with no disclosed labor economics or staffing efficiency metrics
- 06MINORFranchisor winning wrongful termination counterclaims suggests potential aggressive contract enforcement or termination practices
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
Item 11
Training & Operations
Item 20
Franchisee Contacts
Phone numbers extracted directly from this brand's FDD Item 20. After purchase, you'll also receive a list of validation questions tailored to this brand.
Franchisee contacts
62 numbers
One-time purchase · CSV download · Validation questions included
FDD download
Home Instead · FDD (2025) PDF