Sir SpeedyFranchise Cost, Revenue & Review 2026
Data from FDD filing + SBA 7(a) records
FranchiseVerdict summary · 2026
A Sir Speedy franchise requires a total initial investment of $258K – $306K, including a $55K franchise fee and an ongoing 4.0% royalty[2]. Per the 2024 FDD, average unit revenue was $1.2M[2]. SBA 7(a) loans show a 16.8% charge-off rate across 195 loans[1]. Verdict grade: B. Run a live ROI scan →
Data last verified June 18, 2026 · figures per the 2024 FDD issuance
Overview
- Investment
- $258K – $306K
- 50th pct Business Serv…
- Avg gross sales
- $1.2M
- 21st pct Business Serv…
- Royalty
- 4.0%
- 4th pct Business Serv…
- Units
- 132
- 43rd pct Business Serv…
- SBA default
- 16.8%
- system-wide median varies by category
Quick verdict · Business Services · color = vs category peers
Green = >15% above Business Services avg · No shading = within ±15% · Red = >15% below avg · Source: FDD filings + SBA 7(a)
Data from public FDD filings and SBA records. Not financial advice. Methodology
Each dollar invested generates 4.3x in gross revenue, well above the typical 1.5-2.5x range.
Franchising since 1968. Systems this mature have refined operations and brand recognition.
Franchised units fell from 141 to 132 over 3 years. Investigate why operators are leaving.
Bottom line
- Total investment $258K – $306K including a $55K franchise fee, 4.0% ongoing royalty.
- Average unit revenue of $1.2M/year (median $720K).
- Verdict B (Above Average) with a risk score of 55/100. SBA loan charge-off rate of 16.8% across 195 loans (above the 16% franchise average, based on all SBA 7(a) franchise lending, 2010–2024).
- System contracting at -6.4% CAGR over 3 years. Investigate whether closures are franchisor-driven (consolidation) or franchisee-driven (economics).
Item 1 · who you're contracting with
The Franchisor
- Legal entity
- Sir Speedy, Inc.
- Parent company
- Franchise Services, Inc.
- Incorporated in
- CA
- HQ
- 26722 Plaza, Mission Viejo, CA 92691
- Auditor
- CliftonLarsonAllen LLP
- Audited financials
- Franchisor revenue
- $7.2M
- vs $7.4M prior year
Overview
About
Sir Speedy franchisees operate printing, copying, and document services centers serving small to mid-size businesses. Day-to-day operations include managing in-store production equipment, handling client orders, managing staff, and marketing services locally to maintain customer acquisition and retention.
- CEO
- Don F. Lowe
- Headquarters
- CA
- Founded
- 1968
- FDD year
- 2024
- States available
- 31
FDD Item 7 · 2024 filing
Initial investment breakdown
| Cost component | Low | High |
|---|---|---|
| Initial franchise fee | $55K | $55K |
| Working capital (3–6 mo) | $125K | $150K |
| Equipment, build-out, other | $78K | $101K |
| Total initial investment | $258K | $306K |
Source: Sir Speedy 2024 FDD, Items 5 and 7[2]. “Equipment, build-out, other” is computed as total minus disclosed line items above.
Single-unit · estimated
Returns at a glance
Indicative numbers using FDD Item 7 / Item 19 inputs and category-benchmarked cost ratios. Full single-unit, 25-unit portfolio, and LBO models (with every input editable to stress-test your own scenario) live on the financials page.
Store EBITDA · annual
$204K
17.0% margin
Unlevered ROIC
49%
EBITDA / total invested capital
Payback
25 mo
cash-on-cash, unlevered
Item 7 · what it costs to open + operate
The Vitals
- Total investment
- $258K – $306K
- Near category avg vs category
- Liquid capital req'd
- $125K – $150K
- Near category avg vs category
- Franchise fee
- $50K – $55K
- Better than avg vs category
- Royalty
- 4.0%
- Gross Sales · typical 6–8%
- Ad fund
- 2.0%
- typical 3–5%
- Total fee load
- 6.0%
- vs 9–13% typical
Ongoing fees · Item 6
| Fee | Amount |
|---|---|
| Royalty | 4.0% of gross sales |
| Marketing / ad fund | 2.0% of gross sales |
| Transfer fee | $10K |
| Renewal fee | $0 |
| Total fee load | 6.0% of rev |
A 6.0% total fee load is unusually lean. More of each revenue dollar stays with the franchisee.
Financial Performance
- Avg gross sales
- $1.2M
- Per unit, per year
- Median gross sales
- $720K
- Item 19 type
- gross_sales
- Sample size
- 120 units
- vs category median 32 · large
- Range (low → high)
- $35K→$14.4M
- Cohort dispersion (min → max)
- Transparency
- 4 / 5
- vs category median 3 / 5 · above
Compared against 360 Business Services brands
Revenue is 4.3x the investment midpoint. At typical franchise margins, this suggests a payback under 3 years.
vs Business Services averages
How Sir Speedy Compares
Unit growth
Item 20 · unit dynamics
The Growth Chart
- Total units
- 132
- Opened
- 1
- Last reporting year
- Closed
- 3
- Turnover rate
- 2.3%
- Company-owned
- 0
- Corporate units in the system
- % franchised
- 100%
- vs corporate-owned
- Net growth (yr3)
- -1.5%
- Net unit change last year
- 3-yr CAGR
- -6.4%
- Compounded over last 3 years
3-year detail · Item 20
- Transfers (3yr)
- 4
Year-over-year franchised unit counts and net change. Source: FDD Item 20.
Item 20 · 32 states with active franchisees
The Territory Map
Derived from franchisee contact records. Shows states with at least one current operator. Not where the franchisor is registered to sell new units (that data is re-extracting in a future refresh).
States derived from franchisee contact records (FDD Item 20). Shows states with at least one current operator on file. Full state registration data (Item 12) will appear on a future FDD refresh.
SBA loan performance
Government records
SBA Loan Data
Aggregated from SBA 7(a) and 504 loan disclosures, public data unique to FranchiseVerdict.
- Total loans
- 195
- Loan volume
- $60.1M
- Median loan
- $346K
- 50th percentile
- Charge-off rate
- 16.8%
- rates vary by category · see methodology
Historical SBA 7(a) lending data, not predictive of future performance. How SBA charge-off rates are calculated
- Repayment rate (PIF)
- 100.0%
- 5-yr charge-off
- 0.0%
- Loans approved 2021+
- Active lenders
- 70
- Defaults
- 25
Explore lender portfolios on Bank Reports or regional data on State Reports.
Premium insight
SBA Lending Report
Deep-dive into Sir Speedy's SBA lending history: lender network, geographic footprint, interest rates, and more.
SBA Lending Report
- Principal loss rate and NAICS industry benchmark
- 10 lenders with concentration factor
- Per-state charge-off rates across 14 states
- Startup risk premium and job creation velocity
- 8-year lending trend
- SBA 504 real estate/equipment data
Instant access. No subscription.
Risk analysis
FranchiseVerdict rating + FDD Items 3, 5, 6, 12, 17
Risk & Legal
Sir Speedy presents moderate-to-caution risk: a contracting franchise system with non-transparent profitability data, rising royalty burdens, and recent affiliate compliance issues warrant deep financial and operational due diligence.
Audited financials (Item 21)
Yes · CliftonLarsonAllen LLP
Franchisor revenue (Item 21)
Franchisor entity revenue (not unit-level)
Score breakdown · what drove the 55 / 100 rating
- 01MINORUnit count declining 1.5% YoY suggests system contraction and potential market saturation
- 02MEDNet income not disclosed in Item 19 prevents ROI validation and profitability assessment
- 03HIGHAffiliate litigation (TeamLogic/California) raises questions about corporate compliance culture and franchisee protection standards
- 04MINORRoyalty structure increases from 4% to 6% after year one, reducing profitability in mature operations
- 05HIGHNo going concern statement is positive, but combined with declining units suggests mature/stagnating brand
Severity inferred from the FDD text · not a regulatory classification
FDD Items 5, 6, 12, 17 · continued from Risk & Legal
Contract & Territory Detail
| Initial term | 20 years |
|---|---|
| Renewal term | 20 years |
| Allowed renewalsℹ | 1 |
| Territory type | Radius |
| Protected territory | Yes |
| Online sales rights | Granted |
| Franchisor can compete | Yes |
| Hire a manager? | Allowed |
| Owner-operator | Required |
| Non-compete (years)ℹ | 2 years |
| Right of first refusalℹ | Yes |
| Termination notice | 60 days |
| Mandatory arbitration | Yes |
| Jury trial waiver | Yes |
| Governing law | California |
| Litigation count | 1 |
Items 10, 11
Training & Operations
- Classroom training
- 44 hrs
- On-the-job training
- 216 hrs
- POS system
- Printer’s Plan
- Operating tech stack
Items 5 & 11
Franchisor Support
Technology: Printer’s Plan
Item 20 · call current owners
Franchisee Contacts
127 owners to call
Name · phone · city · state. Extracted from FDD Item 20
FDD download
Sir Speedy · FDD (2024) PDF
Frequently asked questions
Frequently Asked Questions
How much does it cost to open a Sir Speedy franchise?
The total investment to open a Sir Speedy franchise ranges from $258K – $306K, with an initial franchise fee of $55K. This includes real estate, equipment, inventory, and working capital as disclosed in their Franchise Disclosure Document (FDD).
What do Sir Speedy franchise owners earn?
According to Item 19 of the Sir Speedy FDD, the average gross sales per unit is $1.2M. The median is $720K. Note: this is gross revenue, not profit. Actual owner earnings vary based on location, operating costs, and management.
What is Sir Speedy's franchise failure rate?
Based on SBA 7(a) loan data, Sir Speedy has a charge-off rate of 16.8% across 195 loans, meaning 16.8% of franchise loans were charged off. Charge-off rates are one proxy for franchise risk, though they do not capture all closures. This data comes from FOIA-sourced SBA lending records.
How many Sir Speedy franchise locations are there?
As of their most recent FDD filing, Sir Speedy has 132 total units in the United States, including 141 franchised units and 0 company-owned units. 1 new units were opened in the latest reporting year.
Is Sir Speedy a good franchise to buy?
FranchiseVerdict rates Sir Speedy as a B-grade franchise with a risk score of 55 out of 100, based on our analysis of investment costs, revenue data, SBA loan performance, and growth trends. Our rating is based solely on publicly available FDD and government data; we recommend speaking with current franchisees before making any investment decision. This is not investment advice.
Data sourced from public FDD filings and SBA 7(a) FOIA records. Not financial advice.
For franchisors
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Data extracted from public FDD filings and SBA 7(a) loan disclosures (FOIA). This information is provided for research purposes only and does not constitute financial, legal, or investment advice. Verify all figures with the franchisor's current Franchise Disclosure Document before making any investment decision.