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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageWHICH WICH® Quick-Service Restaurants 2025 FDD Remove |  DBelow averageDogs & Cream Quick-Service Restaurants 2025 FDD Remove |  BAbove averagePunjabi Chaap Corner Quick-Service Restaurants 2025 FDD Remove |
|---|---|---|---|
| Vitals | |||
FDD filing | FDD issued Mar 21, 2025 | FDD issued Sep 22, 2025 | FDD issued Mar 25, 2025 |
Investment range | $254K – $822K | $279K – $799K | $421K – $653K |
Liquid capital | $10K – $40K | $20K – $40K | $30K – $60K |
Franchise fee | $30K | $40K | $50K |
Royalty rate | 6.0% | 5.0% | 6.0% |
Ad fund rate | 3.0% | 1.0% | 2.0% |
| Performance | |||
Avg gross sales | No Item 19 representation | $342KCompany-owned only1 outlet | No Item 19 representation |
Median gross sales | Not disclosed | Not extracted | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | $26K | Not disclosed |
Earnings metric | Not classified | Net Income | Not classified |
| Risk | |||
Rating | DBelow average | DBelow average | BAbove average |
Verdict score | 31 / 100 | 35 / 100 | 49 / 100 |
SBA charge-off rate | 24.8% (n=135) | Not SBA-matched | Not SBA-matched |
SBA loans on record | 135 | N/A | N/A |
| Scale | |||
Total units | 150 | 2 | 2 |
Net change (latest yr) | -37 | 0 | +2 |
Signed, not yet open | 16 (0.11 per open outlet) | Not extracted | Not extracted |
Turnover rate | 28.0% | 0.0% | 0.0% |
| Contract | |||
Initial term (years) | 10 | 10 | 5 |
Renewal term (years) | 5 | 10 | 5 |
Initial training (hrs) | 80 | 120 | 310 |
| Contacts | |||
Franchisee phones | 180 | 0 | 3 |
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