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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  BAbove averageWe Rock The Spectrum Kid’s Gym Health & Fitness 2025 FDD Remove |  BAbove averageTHE MAX CHALLENGE Health & Fitness 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Apr 18, 2025 | FDD issued Apr 25, 2025 |
Investment range | $163K – $337K | $151K – $349K |
Liquid capital | $15K – $30K | $15K – $45K |
Franchise fee | $65K | $40K |
Royalty rate | 5.0% | 7.0% |
Ad fund rate | 0.0% | 2.0% |
| Performance | ||
Avg gross sales | No Item 19 representation | No Item 19 representation |
Median gross sales | Not disclosed | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not disclosed | Not disclosed |
Earnings metric | Not classified | Not classified |
| Risk | ||
Rating | BAbove average | BAbove average |
Verdict score | 56 / 100 | 46 / 100 |
SBA charge-off rate | 20.7% (n=66) | Limited · 14 loans |
SBA loans on record | 66 | 14 |
| Scale | ||
Total units | 97 | 36 |
Net change (latest yr) | +20 | -1 |
Signed, not yet open | 49 (0.51 per open outlet) | 4 (0.11 per open outlet) |
Turnover rate | 2.1% | 5.6% |
| Contract | ||
Initial term (years) | 10 | 10 |
Renewal term (years) | 5 | 10 |
Initial training (hrs) | 40 | 45 |
| Contacts | ||
Franchisee phones | 97 | 54 |
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