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FranchiseVerdict

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2 brands side-by-side

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indicates the clear winner per row. Ties and missing data are not highlighted.

How winners are chosen

Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.

Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.

A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.

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These figures come from FDDs of different years (2025, 2026). Costs, fees and unit counts change from one filing to the next, so the older column may be out of date.

Focus by buyer type

Brand
The Covery logoDBelow average
The Covery
Healthcare
2025 FDD
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Ellie Mental Health logoBAbove average
Ellie Mental Health
Healthcare
2026 FDD
Remove
Vitals
FDD filing
FDD issued Jun 1, 2025
FDD issued Apr 30, 2026
Investment range
$260K – $383K
$189K – $445K
Liquid capital
$15K – $25K
$60K – $92K
Franchise fee
$43K
$60K
Royalty rate
6.8%
7.5%
Ad fund rate
Not extracted
Not extracted
Performance
Avg gross sales
$709KIncl. company outlets
$818KNet sales
Median gross sales
Not extracted
$765K
Avg owner earnings
Metric varies by brand. Check type below
Not extracted
Not extracted
Earnings metric
Not classified
Not classified
Risk
Rating
DBelow average
BAbove average
Verdict score
31 / 100
55 / 100
SBA charge-off rate
Under 10 loans (2)
9.1% (n=113)
SBA loans on record
2
113
Scale
Total units
18
249
Net change (latest yr)
+1
+9
Signed, not yet open
Not extracted
13 (0.05 per open outlet)
Turnover rate
11.1%
13.7%
Contract
Initial term (years)
10
10
Renewal term (years)
10
10
Initial training (hrs)
57
35
Contacts
Franchisee phones
13
214

Looking for a detailed head-to-head breakdown?

Read the The Covery vs Ellie Mental Health editorial comparison →

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