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indicates the clear winner per row. Ties and missing data are not highlighted.
How winners are chosen
Lower is better for investment, liquid capital, franchise fee, royalty and ad-fund rates, SBA charge-off rate, and owner turnover.
Higher is better for disclosed revenue and owner earnings, verdict score, total units, net unit growth, and franchisee contacts. For the letter grade, A ranks highest.
A row is highlighted only when one brand clearly leads. Ties are never highlighted, and missing data never counts as a win. Some rows (earnings-metric type, loan counts, contract terms) are informational and have no winner.
Focus by buyer type
| Brand |  DBelow averageThe Camp Transformation Center Health & Fitness 2025 FDD Remove |  CAverageOptimize U Health & Fitness 2025 FDD Remove |
|---|---|---|
| Vitals | ||
FDD filing | FDD issued Mar 18, 2025 | 2025 FDD |
Investment range | $349K – $472K | $313K – $529K |
Liquid capital | $50K – $75K | $75K – $95K |
Franchise fee | $50K | $50K |
Royalty rate | 6.0% | 15.0% |
Ad fund rate | 2.5% | Not extracted |
| Performance | ||
Avg gross sales | $470K | No Item 19 representation |
Median gross sales | $455K | Not disclosed |
Avg owner earnings Metric varies by brand. Check type below | Not extracted | Not disclosed |
Earnings metric | Annual Gross Sales | Not classified |
| Risk | ||
Rating | DBelow average | CAverage |
Verdict score | 31 / 100 | 45 / 100 |
SBA charge-off rate | Limited · 26 loans | Not SBA-matched |
SBA loans on record | 26 | N/A |
| Scale | ||
Total units | 80 | 29 |
Net change (latest yr) | -21 | +8 |
Signed, not yet open | 13 (0.16 per open outlet) | 0 (0.00 per open outlet) |
Turnover rate | 32.5% | 0.0% |
| Contract | ||
Initial term (years) | 10 | 20 |
Renewal term (years) | 5 | 20 |
Initial training (hrs) | 62 | 96 |
| Contacts | ||
Franchisee phones | 15 | 23 |
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